The CD can be opened online. Be sure to enter the promo code CD13 for the 5.50% APY. According to the FAQ page, you can fund the account by an ACH transfer from an account at another financial institution or by sending in a check. The early withdrawal penalty is 3 months of interest. I also called for further details. The operator at their toll-free number (1-866-290-3246) directed me a non-toll-free number (1-212-823-8708) for CD questions. I confirmed that this CD is available to people in any state and you can do the initial funding by ACH transfer. However, when the CD matures and you wish not to renew, you have to mail them written instructions stating you want to close the CD. They only mail checks. If the check is over $10K, they will send it by certified mail. There's a 10 calendar day grace period.
Branches are located in Manhattan, Queens and Bronx of New York; Lyndhurst, New Jersey;Washington, DC, and Pasadena, California. The bank has been FDIC insured since 1934.
Thanks to the reader who mentioned this CD in the finding deals post.