Millstream Area Credit Union is offering a 6.00% APY 24-month certificate. There is a $5K minimum deposit requirement. The early withdrawal penalty is equal to 180 days of interest. This special isn't listed at the credit union's website. Online coupons for this special are available here. There's a coupon for the credit union's main and east office. According to the coupon, the deal expires on 7/31/07. This is the same CD special that Millstream was offering last year.
Field of membership includes residents of Hancock County of Ohio. The credit union has two branches in the city of Findlay, Ohio which is located about 50 miles south of Toledo.
This credit union is not federally insured by the NCUA. Instead it's privately insured by American Share Insurance (ASI) which is the same company that insures Patelco Credit Union. Millstream's financial reports are avaialble at this ASI page.