Evergreen Direct Credit Union has high yield share certificates with rates that range from 5.65% APY for a 12-month term to 6.08% APY for a 60-month term. The minimum deposit is $1,000. Partial withdrawals of principal before maturity is allowed with penalty. Early withdrawal penalties range from 180 days of interest for terms under 3 year to 545 days of interest for the 5-year CD. The penalty is applied to the amount withdrawan subject to penalty. The grace period in which you can close the CD after maturity without penalty is 7 calendar days.
Field of membership includes all those who live or work in Washington State. Membership and account opening can be done by phone or at a branch. Branches are located in Olympia and Tumwater, Washington.
The credit union is federally insured by the NCUA (Charter # 68546). It has $39.5 million in assets and 4,615 members.