Dedicated to Deposits: Deals, Data, and Discussion

5.64% 24-Month / 5.69% 60-Month CD at a California CU (Coast Central)

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Coast Central Credit Union
Coast Central Credit Union has several high yield certificates on terms from 24 to 60 months. For a $10,000 minimum deposit, the yields range from 5.64% APY to 5.69% APY. For a $75K minimum deposit, the yields range from 5.69% APY to 5.75% APY. For only a $500 minimum, the yields range from 5.59% APY to 5.64% APY. The full rate details are listed in the Savings Certificate rate sheet pdf available here.

The early withdrawal penalty for CDs on terms over one year is 90 days of interest. Penalty will never exceed the amount of interest actually earned. This is better than the early withdrawal penalties at many other credit unions and banks. With the potential for higher interest rates, the early withdrawal penalty is especially important to note. The lower the penalty, the less costly it will be to move the money to a higher rate CD in the future.

Field of membership includes those who live or work in the California counties of Humboldt, Trinity or Del Norte. See site for details.

Branches are located in Arcata, Crescent City, Eureka, Fortuna, Weaverville, Willow Creek, Hoopa and McKinleyville, California. The credit union is federally insured by the NCUA (Charter # 62367). It has $684.9 million in assets and 50,879 members.

  Tags: California, CD rates, Coast Central Credit Union

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