Visions FCU had been offering rates as high as 6.29% APY. I had reported on this in April.
The field of membership includes those who live, work or worship in Broome, Chenango, Tioga, Schuyler or East/Central Chemung Counties in New York and Bradford County in Pennsylvania. There's a $1 membership fee and a $25 minimum deposit into the Share Money Manager Account.
Branches are located in the New York cities of Binghamton, Elmira, Endicott, Endwell, Horseheads, Johnson City, Newark Valley, Owego, Spencer, Syracuse, Vestal and Watkins Glen. In Pennsylvania, the branches are in Sayre and Wysox.
The credit union is federally insured by the NCUA (Charter # 17429). It's a large credit union with $1.8 billion in assets and over 116,335 members.