Bank Deals Weekly Summary for June 9, 2007

Quick Link for Rates

The rate environment changed this week. As this CNN article describes, the 10-year T-Bill yield surged to the highest level in 11 months due to global worries about rising interest rates. And as this LA Times article describes, many now think the Fed won't be cutting interest rates this year.

The effect of these changes is already being seen in CD rates at some banks. GMAC Bank raised the rates on all of their long-term CDs from 5.30% to 5.45% APY. Bank of Internet USA also had large rate gains. Their 12-month CD is now 5.45% APY and most of their longer term CDs are 5.46% APY. Other banks which raised their CD rates included UFB Direct, Transportation Alliance Bank, Countrywide, Netbank and ING Direct.

The best CD deals continue to be at credit unions. Western FCU and Northrop Grumman FCU continue to raise their long-term CD rates. For a $40K minimum deposit, their rates range from 5.55% APY for a 12-month CD to 5.97% APY for a 60-month CD. You can be eligible to join both credit unions by joining an association. For more info, see this Western FCU post and this NGFCU post.

There were also big rate increases on long-term CD rates at Self-Help Credit Union (SHCU). Their 5-year CD is now at 5.50% APY. The nice feature about SHCU CDs is that you are allowed to make unlimited additional deposits during the CD term. The minimum deposit is only $500, so this can be a good way to provide some protection against what happened in 2001 when rates fell like a rock. Please see this post for more info on SHCU.

The 12% 12-month CD ($1.2K max) and the 7% 7-month ($7K max) CD specials are still available at Premier America Credit Union for new members who sign up for a checking account with either Direct Deposit, Bill Pay or an auto loan. This is another credit union with easy membership (see post).

Local Deals

One good local deal for those in Virginia is at Langley FCU. They're offering a 9-month CD with a yield up to 6.17% APY (see post).

New Jersey and New York residents can get a 6% APY 5-month CD and a $150 checking account bonus at Valley National Bank (see post).

There are some other CD deals that are not 6%, but are close. Chartway FCU still is offering 5.75% APY 13-month CDs with no-strings attached or 6.51% APY 13-month CD with a bunch of hoops to jump through. Residents in parts of several states can be eligible to join (see post).

Vineyard Bank has a good CD deal for those in Southern California. Vineyard is offering a 5.50% APY 12-month CD with a nice early withdrawal feature (see post).

For more local CD deals, refer to my local CD deal section below.

Thanks to all who have helped by leaving comments or sending emails on rate updates. Sorry I can't post on all of your suggestions.

The rates listed below are based on Annual Percentage Yield (APY). No minimum balances are required unless noted. MMA next to the rates indicate a money market account. Most MMAs have check writing and ATM cards. Online savings accounts usually lack both of these. The top lists include banks and credit unions with broad availability and with minimums around $10K or less. Previous weekly summaries are available for Jun 2nd, May 26th, May 19th, May 12th, May 5th, Apr 28th, Apr 21st and Apr 14th.

Quick Links: Refer to the following links for the savings accounts and CDs that interest you: Liquid Account Rates: Savings Accounts, Special rates, Local checking/savings, Bank alternatives CD Rates: 3 Mo CDs, 6 Mo CDs, 9 Mo CDs, 12 Mo CDs, 18 Mo CDs, 24 Mo CDs, 36 Mo CDs, 48 Mo CDs, 60 Mo CDs, 84 Mo CDs, CDs by state Comments: read and discuss

As of June 9, 2007

Checking/Savings/Money Market Accounts:

• Checking/Savings Account Bonuses
• The Best Checking Accounts

• FNBO Direct - 6.00% (until 9/28) my post
• Geauga Savings Bank - 5.45% ($25K min), see post
• AmTrustDirect - 5.36% ($1K min), my post
• BankUnited - 5.35% (min $5K), my post
• UFB Direct - 5.31%, my post
• OneUnited - 5.30% (min $1K), my post
• Zions Bank - 5.30% MMA, outside of Utah, (min $1K) (5.36% $50K+), my post
• iGobanking - 5.30%, my post
• GMAC Bank - 5.30% MMA (min $500), my post
• grand yield direct - 5.27% (min $2.5K) my post
• WTDirect - 5.26% ($10K min), my post
• Countrywide - 5.25% (min $10K), (5.40% $50K+) my post
• Presidential Bank - 5.25% (min $5K, only first $35K receives this rate), offers 4.50% checking, my post
• Transportation Alliance Bank - 5.25% (5.15% for MMA), ($25 min), my post
• E-LOAN - 5.25% ($5K min), my post
• Direct Huntington - 5.20% ($1K min), my post
• FirstFedDirect - 5.16% (min $1K) (closed to CA residents), my post
• Discover Bank - 5.14% MMA (min $10K)(5.25% for $25K+)
• Savings Square - 5.10%, my post
• Mutual Bank - 5.10% MMA (min $5K), my post
• Bank of America AAA/NEA - 5.08% MMA ($10K min) (5.35% for $50K+) my post
• UnivestDirect - 5.05%, (4% checking), my post
• AmboyDirect - 5.05% (5.10% for $20K+), my post ($25 bonus)
• ETrade Bank - 5.05%, my post ($25 bonus)
• HSBC Direct - 5.05% ($50 related bonus) my post
• EmigrantDirect - 5.05%, my post
• EverBank - 5.01% ($1.5K min), 6.01% 3-mo promo, my post
• Citibank - 5.00%, requires checking account and bill pay usage, my post ($100 bonus)
• PFF Bank and Trust - 5.00% (min $1K), my post
• Indymac Bank - 5.00% ($10K min)
• ebank - 5.00% Checking ($2.5K min), my post
• Salem Five Direct - 5.00% Checking (5.20% $25K+), 6.10% 2-mo promo and $25 bonus, my post
• Washington Mutual - 5.00% (requires checking), my post
• CapitalOne/Costco - 5.00% MMA (min $5K, Costco members only, $50 deal for exec. members)
• UmbrellaBank.com - 4.95% MMA (min $1K), my post
• Tennessee Commerce Bank - 4.87% (min $10K), my post
• Corus Bank - 4.81% MMA (min $10K to open)
• Capital One - 4.75% (MMA has same rate, but with checks and ATM. $100 min.), my post
• MyBankingDirect - 4.75% MMA (min $5K), my post
• Self-Help Credit Union - 4.68% MMA (min $500), my post
• VirtualBank - 4.60% (min $100), (4.86% $50K+/ 5.13% $100K+) offers checking, my post ($20 bonus)
• GE Money - 4.50% (min $4K), (5.05% for $15K+), my post ($25 bonus)
• ING Direct - 4.50%, (4% checking), my post ($25 bonus)
• NetBank - 4.50% MMA ($500 min), 6-month intro rate, my post ($250 deal)
• MetLife Bank - 4.40% MMA (min $5K), my post ($50 bonus)
• Imperial Capital - 4.20% MMA ($2.5K min), offers free checking, my post
• Melrose CU - 4.06% (min $25) my post

3-Month Certificates of Deposit:

• ETrade Bank - 5.36% (min $1K), my post
• IndyMac Bank - 5.35% (min $5K), my post
• VirtualBank - 5.34% (min $10K), my post
• UFB Direct - 5.31% (min $8K)
• Imperial Capital - 5.30%, ($2K min), my post
• Countrywide - 5.30% (min $10K), my post
• FirstFedDirect - 5.26% (min $10K), my post
• UmbrellaBank.com - 5.25% (min $1K)
• GMAC Bank - 5.15% (min $500), my post
• ebank - 5.00% (min $1K), 5.25% for ePremium checking customers
• EverBank - 5.00% ($1.5K min)
• Self-Help Credit Union - 4.98% (min $500), my post
• Corus Bank - 4.81% (min $10K)

6-Month Certificates of Deposit:

• NASA FCU - 5.80% (7 months) (min $10K), my post
• Western FCU - 5.46% (min $40K), my post
• Northrop Grumman FCU - 5.46% (min $40K), my post
• Imperial Capital - 5.45%, ($2K min), my post
• UmbrellaBank.com - 5.42% (min $1K)
• World Savings - 5.41% (min $10K), my post
• Bank of Internet - 5.41% (min $1K) my post
• Tennessee Commerce Bank - 5.40% (min $5K)
• Security Savings - 5.40% (7 months) (min $500), my post
• Ascencia Bank - 5.40% (min $500)
• IndyMac Bank - 5.40% (min $5K), my post
• Countrywide - 5.40% (min $10K), my post
• E-LOAN - 5.39% ($10K min), my post
• VirtualBank - 5.39% (min $10K), my post
• FirstFedDirect - 5.38% (min $10K), my post
• Corus Bank - 5.37% (min $10K)
• AmTrustDirect - 5.36% (min $1K) my post
• NetBank - 5.35% (min $1K)
• GMAC Bank - 5.30% (min $500), my post
• iGobanking - 5.30% (min $500), my post
• Self-Help Credit Union - 5.27% (min $500), my post
• UFB Direct - 5.25% (min $8K)
• ebank - 5.15% (min $1K), 5.40% for ePremium checking customers
• Washington Mutual - 5.15% (min $1K), rates vary by state
• EverBank - 5.10% ($1.5K min)
• ETrade Bank - 5.10% (min $1K), my post
• EmigrantDirect - 5.10% (min $1K)
• ING Direct - 5.00%, my post
• Wells Fargo - 4.90% (5 months) (min $5K), rate and min vary by state, my post

9-Month Certificates of Deposit:

• Bank of Internet - 5.41% (min $1K) my post
• UmbrellaBank.com - 5.41% (min $1K)
• iGobanking - 5.40% (8 months) (min $500), my post
• Countrywide - 5.40% (min $10K), my post
• AmTrustDirect - 5.36% (min $1K) my post
• GMAC Bank - 5.30% (min $500), my post
• FirstFedDirect - 5.30% (min $10K), my post
• ING Direct - 5.25%, my post
• Imperial Capital - 5.25% ($2K min), my post
• EverBank - 5.20% ($1.5K min)
• EmigrantDirect - 5.10% (min $1K)
• IndyMac Bank - 5.10% (min $5K), my post
• VirtualBank - 5.05% (min $10K), my post

12-Month Certificates of Deposit:

• Western FCU - 5.55% (min $40K), my post
• Northrop Grumman FCU - 5.55% (min $40K), my post
• Bank of Internet - 5.45% (min $1K) my post
• E-LOAN - 5.41% ($10K min), my post
• AmTrustDirect - 5.41% (min $1K) my post
• Countrywide - 5.40% (min $10K)
• NetBank - 5.40% (min $1K), my post ($100 bonus)
• La Jolla Bank - 5.40% (min $10K), my post
• Tennessee Commerce Bank - 5.40% (min $5K)
• UmbrellaBank.com - 5.40% (min $1K)
• Ascencia Bank - 5.40% (min $500)
• Transportation Alliance Bank - 5.39% ($1K min)
• Corus Bank - 5.37% (min $10K)
• GMAC Bank - 5.35% (min $500), my post
• Mutual Bank - 5.35% (min $2.5K) my post
• Self-Help Credit Union - 5.34% (min $500), my post
• FirstFedDirect - 5.31%, (min $10K) my post
• UFB Direct - 5.30% (min $8K)
• Air Force FCU - 5.30% (min $12.5K) restrictions to membership, my post
• iGobanking - 5.30% (min $500), my post
• ING Direct - 5.25%, my post
• Imperial Capital - 5.25% ($2K min), my post
• ebank - 5.25% (min $1K), 5.50% for ePremium checking customers
• AmboyDirect - 5.25% (min $10K), my post
• Melrose CU - 5.20% (min $5K) my post
• Navy FCU - 5.20% ($20K min) restrictions to membership, my post
• EverBank - 5.15% ($1.5K min)
• GTE FCU - 5.12% (min $500) my post
• ETrade Bank - 5.11% (min $1K), my post
• EmigrantDirect - 5.10% (min $1K)
• IndyMac Bank - 5.10% (min $5K), my post
• VirtualBank - 5.05% (min $10K), my post
• Washington Mutual - 5.05% (min $1K), my post

18-Month Certificates of Deposit:

• Security Savings - 5.55% (17 months) (min $500), my post
• Bank of Internet - 5.46% (min $1K) my post
• NetBank - 5.45% (min $1K), my post ($100 bonus)
• GMAC Bank - 5.40% (min $500)
• E-LOAN - 5.31% ($10K min), my post
• iGobanking - 5.30% (min $500), my post
• ING Direct - 5.25%, my post
• Discover Bank - 5.20% (min $2.5K)
• Countrywide - 5.15% (min $10K)
• AmTrustDirect - 5.15% (min $1K) my post
• ebank - 5.15% (min $1K), 5.40% for ePremium checking customers
• EmigrantDirect - 5.10% (min $1K)
• ETrade Bank - 5.00% (min $1K), my post
• Imperial Capital - 5.00% ($2K min), my post
• UmbrellaBank.com - 4.75% (min $1K)

24-Month Certificates of Deposit:

• Western FCU - 5.71% (min $40K), my post
• Northrop Grumman FCU - 5.71% (min $40K), my post
• Mutual Bank - 5.47% (min $5K) my post
• Bank of Internet - 5.46% (min $1K) my post
• GMAC Bank - 5.45% (min $500)
• NetBank - 5.40% (min $1K), my post ($100 bonus)
• Air Force FCU - 5.40% (min $12.5K) restrictions to membership, my post
• Self-Help Credit Union - 5.36% (min $500), my post
• Transportation Alliance Bank - 5.34% ($1K min)
• E-LOAN - 5.31% ($10K min), my post
• Navy FCU - 5.30% ($20K min) restrictions to membership, my post
• Melrose CU - 5.20% (min $5K) my post
• Presidential Bank - 5.13% (min $1K)
• Imperial Capital - 4.95% ($2K min), my post

36-Month Certificate of Deposit:

• Western FCU - 5.78% (min $40K), my post
• Northrop Grumman FCU - 5.78% (min $40K), my post
• Air Force FCU - 5.50% (min $12.5K) restrictions to membership, my post
• Mutual Bank - 5.47% (min $5K) my post
• Bank of Internet - 5.46% (min $1K) my post
• GMAC Bank - 5.45% (min $500)
• Self-Help Credit Union - 5.40% (min $500), my post
• NetBank - 5.38% (min $1K), my post ($100 bonus)
• First State Bank - 5.35% ($1K min), my post
• Navy FCU - 5.35% ($20K min) restrictions to membership, my post
• Transportation Alliance Bank - 5.34% ($1K min)
• E-LOAN - 5.31% ($10K min), my post
• Melrose CU - 5.20% (min $5K) my post
• Agriculture FCU - 5.20% (min $1K), my post
• Countrywide - 5.15% (min $10K)
• EmigrantDirect - 5.10% (min $1K)
• ebank - 5.10% (min $1K), 5.35% for ePremium checking customers
• Fort Belvoir FCU - 5.02% (min $1K), my post
• Pentagon Federal CU - 5.00% (min $1K), my post
• ETrade Bank - 5.00% (min $1K), my post
• AmTrustDirect - 5.00% (min $1K) my post
• Imperial Capital - 4.95% ($2K min), my post
• UmbrellaBank.com - 4.75% (min $1K)

48-Month Certificate of Deposit:

• Western FCU - 5.87% (min $40K), my post
• Northrop Grumman FCU - 5.87% (min $40K), my post
• Bank of Internet - 5.46% (min $1K) my post
• GMAC Bank - 5.45% (min $500)
• Self-Help Credit Union - 5.44% (min $500), my post
• Navy FCU - 5.40% ($20K min) restrictions to membership, my post
• NetBank - 5.35% (min $1K), my post ($100 bonus)
• First State Bank - 5.35% ($1K min), my post
• Transportation Alliance Bank - 5.34% ($1K min)
• E-LOAN - 5.31% ($10K min), my post
• USA FCU - 5.22% (min $1K) my post
• Melrose CU - 5.20% (min $5K) my post
• Agriculture FCU - 5.20% (min $1K), my post
• Countrywide - 5.15% (min $10K)
• Fort Belvoir FCU - 5.13% (min $1K), my post
• EmigrantDirect - 5.10% (min $1K)
• ebank - 5.10% (min $1K), 5.35% for ePremium checking customers
• Pentagon Federal CU - 5.00% (min $1K), my post
• UmbrellaBank.com - 4.75% (min $1K)

60-Month Certificate of Deposit:

• Western FCU - 5.97% (min $40K), my post
• Northrop Grumman FCU - 5.97% (min $40K), my post
• Self-Help Credit Union - 5.50% (min $500), my post
• Air Force FCU - 5.50% (min $12.5K) restrictions to membership, my post
• Navy FCU - 5.50% ($20K min) restrictions to membership, my post
• Bank of Internet - 5.46% (min $1K) my post
• GMAC Bank - 5.45% (min $500)
• E-LOAN - 5.41% ($10K min), my post
• First State Bank - 5.35% ($1K min), my post
• Agriculture FCU - 5.35% (min $1K), my post
• Transportation Alliance Bank - 5.34% ($1K min)
• NetBank - 5.30% (min $1K), my post ($100 bonus)
• USA FCU - 5.27% (min $1K) my post
• Melrose CU - 5.25% (min $5K) my post
• Countrywide - 5.15% (min $10K)
• Presidential Bank - 5.13% (min $1K)
• Members Credit Union - 5.13% (min $2K), my post
• Fort Belvoir FCU - 5.13% (min $1K), my post
• ETrade Bank - 5.10% (min $1K), my post
• VirtualBank - 5.10% (min $10K), my post
• EmigrantDirect - 5.10% (min $1K)
• Washington Mutual - 5.10% (min $1K), rates vary by state
• AmTrustDirect - 5.10% (min $1K) my post
• Pentagon Federal CU - 5.00% (min $1K), my post
• ebank - 5.00% (min $1K), 5.35% for ePremium checking customers
• Imperial Capital - 4.95% ($2K min), my post
• UmbrellaBank.com - 4.75% (min $1K)

84-Month Certificate of Deposit:

• Navy FCU - 5.60% ($20K min) restrictions to membership, my post
• Countrywide - 5.15% (min $10K)
• EmigrantDirect - 5.10% (min $1K)
• Pentagon Federal CU - 5.00% (min $1K), my post

High Rates with Conditions / Large Balances - Open to All

• 10% Affinity Savings Account for kids ($500 max)
• 6.01% Everbank 3-month intro rate on checking account
• 5.39 Money Market Account with $250K initial deposit
• 5.40% Personal and Business Money Market Account with $100K balance
• 5.35% Money Market Account at Bank of America with $50K+

Checking and Saving Accounts at Local Banks/Credit Unions

• Local High Yield Reward Checking Accounts
• 6.00% Savings Account for 118 Days at AmTrust (Ohio)
• 6.00% 3-Month Money Market Promo at Amboy (New Jersey)
• 5.50% No-Minimum Online Savings Account (New York)
• 5.25% Money Market Account for 3 months (New York)
• 5.25% Checking Account (Florida)
• 5.05% Low-Minimum Online Savings Account (California)
• 5.00% Free Checking at Capital One (Central Texas)
• 5.00% Money Market Account (Utah)

CD Specials at Local Credit Unions/Banks Over the Last Two Months

• Alabama deals and CD rates
• Arizona deals and CD rates
• California deals and CD rates
• Colorado deals and CD rates
• Connecticut deals and CD rates
• District of Columbia deals and CD rates
• Florida deals and CD rates
• Georgia deals and CD rates
• Idaho deals and CD rates
• Illinois deals and CD rates
• Indiana deals and CD rates
• Kansas deals and CD rates
• Kentucky deals and CD rates
• Maryland deals and CD rates
• Massachusetts deals and CD rates
• Maine deals and CD rates
• Michigan deals and CD rates
• Nevada deals and CD rates
• New Hampshire deals and CD rates
• New Jersey deals and CD rates
• New York deals and CD rates
• North Carolina deals and CD rates
• Ohio deals and CD rates
• Oregon deals and CD rates
• Pennsylvania deals and CD rates
• Rhode Island deals and CD rates
• South Carolina deals and CD rates
• Tennessee deals and CD rates
• Texas deals and CD rates
• Washington State deals and CD rates
• West Virginia deals and CD rates
• Wisconsin deals and CD rates

Terms of 60 Months and Over

• 6.15% 60-Month CD at a Utah CU (Pacific Rails)
• 6.02% 60-Month CD at a South Carolina CU - $100K+ (SAFE FCU)
• 6.00% 72-Month CD at a DC Credit Union (Bank-Fund Staff)
• 5.90% 72-Month CD at a Missouri Bank - and 6.11% IRA (Garden City)
• 5.65% 60-Month CD at a Washington State Bank (Westsound)

Terms of 24 Months to Under 60 Months

• 5.59% 36-Month CD at a Kansas Bank (Town & Country)
• 5.50% 36-Month CD at a New York Bank (LibertyPointe)
• 5.50% 24-Month CD at a New York Bank (LibertyPointe)
• 5.50% 34-Month CD at a Virginia CU (NMA)
• 5.50% 24-Month CD at a Washington DC Credit Union (Signal Financial)

Terms of 12 Months to Under 24 Months

• 12.00% 12-Month CD at a Texas / California CU - $1.2K Max (Premier America)
• 6.12% 12-Month CD at a Kentucky CU - $50K Max (Members Heritage)
• 6.00% 15-Month CD at a South Carolina CU Continues (MCAS Beaufort)
• 5.85% 12-Month CD at a Utah CU (Pacific Rails)
• 5.75% 13-Month CD at a Missouri Bank Continues (Champion)
• 5.75% 19-Month CD at a Indiana CU (Afena)
• 5.75% 13-Month CD at a Multi-State CU (Chartway) - up to 6.51% possible
• 5.70% 12-Month CD at a Georgia Bank (American Southern)
• 5.65% 12-Month CD at a Georgia Bank (Alpha)
• 5.65% 13-Month CD at a Washington State CU Continues (WSE)
• 5.61% 12-Month CD at a Texas CU (El Paso Employees)
• 5.60% 14-Month CD at a Nebraska Bank (First National Bank Omaha)
• 5.55% 14-Month CD at a Alabama CU (Guardian)
• 5.55% 13-Month CD at a Florida CU (Sunshine State)
• 5.54% 12-Month CD at a Kansas Bank (Town & Country)
• 5.50% 12-Month CD at a New York CU (Countryside Community)
• 5.50% 18-Month CD at a Washington State Bank (Westsound)
• 5.50% 12-Month CD at a Texas Bank (First National Bank Southwest)
• 5.50% 12-Month CD at a FL/NY/MA/VT Bank (Trustco)
• 5.50% 12-Month CD at a Nevada Bank (Silver State)
• 5.50% 12-Month CD at a California CU (San Mateo)
• 5.50% 12-Month CD at a Pennsylvania CU (PA HealthCare)
• 5.50% 15-Month CD at a North Carolina CU Continues (Coastal) - Easy Membership
• 5.50% 18-Month CD at a Maryland Bank (Fidelity & Trust)
• 5.50% 12-Month CD at a Texas CU (West Texas)
• 5.50% 12-Month CD at a California Bank - with withdrawal feature (Vineyard)
• 5.50% 13-Month CD at a Florida CU (Jax Federal)
• 5.50% 17-Month CD at a Missouri Bank (WestBridge)
• 5.50% 12-Month CD at a Missouri Bank (WestBridge)
• 5.49% 12-Month CD at a Alabama CU (APCO Employees)
• 5.45% 12-Month CD at a Arizona Bank (Choice Bank)
• 5.45% 12-Month CD at a Tennessee CU - 5.55% Jumbo (Eastman)
• 5.45% 12-Month CD at a Chicago Bank (Builders)
• 5.43% 12-Month CD at a Florida Bank (First Commercial)

Terms of Under 12 Months

• 9.00% 9-Month CD at a Colorado CU - $2K Max (Elevations)
• 7.15% 5-Month CD at a Georgia Bank - $25K Max (First Citizens Bank of Georgia)
• 7.00% 7-Month CD at a California / Texas CU - $7K Max (Premier America)
• 6.17% 9-Month CD at a Virginia CU (Langley)
• 6.00% 5-Month CD at a New Jersey Bank (Valley National)
• 5.75% 7-Month CD at a Missouri Bank Continues (Champion)
• 5.70% 8-Month CD at a California CU (The Golden 1) - with Worry-Free Feature
• 5.70% 5-Month CD at a FL/NY/TX Bank (Commercebank)
• 5.70% 6-Month CD at a Georgia Bank (American Southern)
• 5.65% 6-Month CD at a Georgia Bank (Alpha)
• 5.64% 6-Month CD at a Virginia Bank (Sonabank)
• 5.64% 9-Month CD at a Massachusetts CU (Harvard University Employees)
• 5.60% 6-Month CD at a Los Angeles Bank (California Business)
• 5.60% 10-Month CD at a Tennessee Bank (Reliant)
• 5.55% 11-Month CD at a California CU Continues (Pacific Service)
• 5.55% 9-Month CD at a Dallas Bank (One World)
• 5.55% 6-Month CD at a Alabama CU (APCO Employees)
• 5.53% 9-Month CD at a Washington State CU (Harborstone)
• 5.52% 7-Month CD at a Florida Bank (First Commercial)
• 5.51% 9-Month CD at a Texas Bank (First Community Bank)
• 5.50% 5-Month CD at a California Bank (Los Padres)
• 5.50% 5-Month CD at a Michigan Bank (Bank of Auburn Hills)
• 5.50% 9-Month CD at a Michigan Bank (Bank of Auburn Hills)
• 5.50% 11-Month CD at a Oregon CU (OnPoint Community)
• 5.50% 6-Month CD at a Nevada Bank (Silver State)
• 5.50% 4-Month CD at a DC Bank (Bank of Georgetown)
• 5.50% 9-Month CD at a Colorado CU (Power)
• 5.50% 6-Month CD at a California CU (Dow) - and 6.03% IRA
• 5.50% 9-Month CD at a Maine CU (PeoplesChoice)
• 5.50% 7-Month CD at a Massachusetts Bank (Ipswich Co-operative)
• 5.50% 7-Month CD at a Florida CU (Jax Federal)
• 5.50% 9-Month CD at a Washington State CU (Sound)

Bank Account Alternatives

• Money Magazine article on risk-free investments
• TIAA-CREF Money Market Fund - 5.22% 7-day yeild
• Vanguard Prime Money Market Fund - 5.11% 7-day yield
• Paypal Money Market Fund - 5.04% 7-day yield (1% cashback debit MasterCard)
• Fidelity Money Market Fund - 4.98% 7-day yield ($100 bonus and other info)
• FW Thread on Treasury Bills
• I Bond Rate Starting Nov 2006, I Bond Article, I Bonds as CD Alternatives
• SmartMoney Brokerage Survey

Historical Rates from the Federal Reserve (Federal funds, Treasury bills, CD's)
[Update 6/10/07: Fixed link Salem Five Direct post.]