Tyndall Federal Credit Union is offering a 6.10% APY 18-month certificate. The minimum deposit is $1,000, and it's available as a regular or IRA certificate. The credit union also has some competitive long term rates which include a 5.60% APY for a 60-month term and a 5.50% APY for a 48-month term (see rate table).
Field of membership includes those who live, work, worship or attend school in one of the Florida Panhandle counties of Gulf, Walton, Jackson, Bay, Okaloosa, Franklin, Calhoun, Holmes, or Washington. You also can be eligible via Select Employer Groups. See this FOM page for more details. Membership requires a $1 membership fee and a minimum deposit of $5 into the share savings account.
Branches are located Lynn Haven, Marianna, Mary Esther, Panama City and Port St. Joe. The credit union is federally insured by the NCUA (Charter # 10754). It has $781.5 million in assets and 98,167 members.