CFCU Community Credit Union continues to offer a certificate promotion with several high rates. For a 50 term the yields include 6.17% APY, 5.90% APY and 5.64% APY for minimum deposits of $100K, $25K and $500. For a 10 or 20 month term, the yields include 5.64% APY, 5.51% APY and 5.38% APY for minimum deposits of $100K, $25K and $500. The rates are also available in an IRA. The Premier Checking is required for these rates. The Premier Checking has a $500 minimum to avoid fees, but it does require direct deposit. These special certificate rates are also available in an IRA. This offer is available through 8/31/07. I had first reported on these promotoional CDs in February.
Field of membership includes anyone who lives, works or attends school in Tompkins or Cortland Counties. See the how-to-join page for more details. Membership requires a $10 membership fee and a minimum deposit of $5 into the share savings account.
Branches are located in Ithaca and Cortland, New York. The credit union is federally insured by the NCUA (Charter # 68322). It has $424.4 million in assets and 56,695 members.