7.00% 7-Month CD at a California CU - $2.5K Max (1st United Services).

1st United Services Credit Union is offering a 7.00% APY 7-month share certificate at its new Castro Valley branch from June 16th through July 21st. The minimum deposit is $1,000, and the maximum is $2,500 per member. A checking account is required. Note, this is only available at the Castro Valley branch. This special doesn't seem to be listed at the credit union's website. It's being advertised in a California newspaper. The ad is available online here.

The $2,500 deposit cap hurts the deal. You'll earn about $29 over what you would earn in a 5% account. This credit union had some good Jumbo CD deals in January, but these have ended.

The field of membership includes anyone who lives, regularly works, attends school, or worships in the California counties of Alameda, Contra Costa or Kings. There also many employers in their select employers group in which you can be eligible to join including the US Armed Forces in Nevada. See site for details.

The credit union is federally insured by the NCUA. It has $677 million in assets and 57,367 members.

Tags: California, CD rates, 1St United Services Credit Union