7.77% 7-Month CD at an Ohio CU - $7K Max (Universal 1).

Universal 1 Credit Union is another credit union advertising a 777 certificate special. It's called the Wealth Builder Certificate and it has a yield of 7.77% APY with a term of 7 months. The minimum deposit is $1,000, and the maximum is $7,000. The credit union will accept only the first 700 certificates. The special is available starting on July 7th and lasting through July 14, 2007.

This special doesn't seem to be listed at the credit union's website. It was advertised in the Dayton Daily News. The ad is available online here.

If you can do the maximum deposit of $7K, you'll earn about $106 over what you would earn in a 5% account during the 7 months.

Field of membership includes persons who live, work, worship or attend school in one of many counties of Ohio including Dayton, Clayton, Warren, Miami and Shelby. See site for the full list.

Branches are located in the Ohio cities of Dayton, Beavercreek, Chillicothe, Circleville, Hillsboro, Newark, Sidney and Springfield. The credit union is federally insured by the NCUA (Charter # 64970). It has $274.3 million in assets and 57,166 members.

Tags: CD rates, Ohio, Universal 1 Credit Union