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$100 Checking Account Bonus at Chase Bank Available Without Branch Visit

POSTED ON BY

Chase Manhattan Bank
Update 8/7/07: The promo page is no longer available. This special seems to have ended. There's another $100 bonus in this older post that's available until 8/31/07, but it requires a branch visit.

Here's another $100 checking account bonus from Chase Bank. The nice thing about this is that you have a choice of visiting a Chase branch or applying online. Here's the promotional page link. As usual it requires direct deposit. A $100 minimum opening deposit is required. The offer ends on 10/31/07.

I noticed in the small print that the reward will be automatically deposited into your new account within 10 days of account opening. In the last promo I had posted on, the small print stated a delay of up to 8 weeks after the initial direct deposit. So in addition to the online application, this is another advantage of this latest promo.

One important point is that Chase will charge you $23 for the first box of checks. You may be able to prevent this if you write "do not order checks" on your signature card. I recommend contacting Chase and confirming this if you don't want the checks.

Some additional important details that are the same as before include: Chase Free Checking has no monthly service fee when you have a monthly direct deposit. Limit one personal checking account-related reward / premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer (so you may not be able to combine with a $25 referral bonus). Checking account must remain open for six months or the reward will be debited from the account at closing. Bonus is considered interest and will be reported on IRS Form 1099-INT.

Some more important info about the free checking account is available at Chase. Without direct deposit, there's a $6/month fee. There's a $2 fee for using non-Chase ATMs (up from $1.50 in November).

About direct deposit, it has been reported in this FW thread that Chase treats transfers from ING Direct and PayPal accounts as direct deposits. About effects to your credit score, Chase has been reported to do hard credit pulls. Refer to this FW thread for more info on this.

Thanks to the reader Curtis for mentioning this new bonus in the finding deals post.

For those who might be in college and don't want to bother with direct deposit, Chase also has a Free College Checking Account Promo with a $15 bonus (and they make a $10 donation to cancer research). Credit for this find goes to Hustler who also mentioned this in the finding deals post.

Update: Added info on avoiding the charge for checks.

  Tags: Chase Manhattan Bank, checking account

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Comments
32 Comments.
Comment #1 by Anonymous posted on
Anonymous
I have also used GMAC to push money into the Chase acct. and it was treated like a direct deposit.

1
Comment #2 by Anonymous posted on
Anonymous
One thing to watch out is that they will automatically charge $22.95 for checkbook therefore your actual reward is only $77.

1
Comment #3 by Anonymous posted on
Anonymous
Do you know if there is a minimum dollar amount when you move money to the account using ING or GMAC instead of direct deposit?

1
Comment #4 by Banking Guy (anonymous) posted on
Banking Guy
Anonymous 2, Thanks for the reminder of the $23 checkbook charge. I had mentioned in a previous post that this may be avoidable if you write that you don't want checks on the signature card. I've updated the post with this info.

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Comment #5 by Anonymous posted on
Anonymous
I read that ING push is considered as Direct Deposit. Can anyone confirm this please? What should be the minimum amount to be pushed from ING? Thanks

1
Comment #6 by Anonymous posted on
Anonymous
I just applied yesterday with the $75 bonus!! Should have waited....

1
Comment #7 by Anonymous posted on
Anonymous
Banking Guy said...

Anonymous 2, Thanks for the reminder of the $23 checkbook charge. I had mentioned in a previous post that this may be avoidable if you write that you don't want checks on the signature card. I've updated the post with this info.

Yeah, but what about existing customers? Do they have the option of sending a new signature card?

1
Comment #8 by Anonymous posted on
Anonymous
Has anyone tried applying using the link? It didn't work for me....always said coupon invalid or expired, already used....

1
Comment #9 by Anonymous posted on
Anonymous
it would be stupid to risk a certain $22.95 for checkbook for an uncertain $77 with questionable pseudo direct deposits...

1
Comment #10 by Anonymous posted on
Anonymous
I tried applying and each time got a message that says coupon code has expired or has already been used. Does anyone know if you can fund with a credit card and why the coupon code isn't working?

1
Comment #11 by Anonymous posted on
Anonymous
Yup, this is the catch:

Note: You will receive statements by mail, but no cleared checks or check images. This is a FREE service. Your first box of checks will be ordered for you. They will arrive 7-10 business days after your account has been processed. Your account will be charged $22.95.

1
Comment #12 by Anonymous posted on
Anonymous
With pseudo direct deposits this is no sure thing...basically, a gamble of around 100-23-6*6=$36 since you cannot close the account for 6 months or you lose your $100. (Deduct $23 for checks and $36 of $6 per month fee should pseudo direct deposits are not accepted.) A lot of hassle for a lousy $36...

1
Comment #13 by Anonymous posted on
Anonymous
And worst case scenario would be a loss of $23 should the deal not go through, plus at least one monthly fee of $6 before you close the account for good...a total loss of $29 all said and done!

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Comment #14 by Anonymous posted on
Anonymous
I called regarding the $23 check fee and was told by the CSR that the charge is automatic, HOWEVER, if you call customer service when you see the charge debited from the account, they will credit the account back and cancel the checks already issued. I called second time was told same thing by different CSR.

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Comment #15 by Anonymous posted on
Anonymous
Was anyone able to apply online using the link. Refreshing the page several times generates a new code but when I try to apply online; always the same message - the coupon is invalid or expired

Is there a way to call and open the account via phone. I don’t have any Chase branches near me.

Thank you

1
Comment #16 by Anonymous posted on
Anonymous
Why did I always get the following error: "We're unable to proceed with your request. The coupon code you have entered is either invalid or expired, or it has already been redeemed."?

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Comment #17 by Anonymous posted on
Anonymous
I called regarding the $23 check fee and was told by the CSR that the charge is automatic, HOWEVER, if you call customer service when you see the charge debited from the account, they will credit the account back and cancel the checks already issued. I called second time was told same thing by different CSR.

Thanks for the info...but it still sounds an odd way to avoid the checks. I guess you've got to get the timing just right. Not a very dependable way to avoid the $23 hit.

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Comment #18 by Anonymous posted on
Anonymous
I called the chase CSR today, she said any money tansfered from outside bank is considered as direct deposit. So ING push is considered as direct deposit.

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Comment #19 by Anonymous posted on
Anonymous
I called and they said they could not find this coupon code, I was receiving the same error about it already being used or expired. The page is now gone and online help was of no help. I would only consider this now if I can get the $100 (in full by cancelling checks and direct depositing from ING) and then bounce out after 6 months. Ridiculous for them to say this is offered for another 2 months and yank down the page!

1
Comment #20 by Anonymous posted on
Anonymous
Yeah, it would be nice to know if anyone, ANYONE, succeeded in completing the application online? Please report ASAP. :D I also get this message:

We're unable to proceed with your request. The coupon code you have entered is either invalid or expired, or it has already been redeemed.

1
Comment #21 by Banking Guy (anonymous) posted on
Banking Guy
Sorry about the problems you've had with this promo. I've added an update to the post and also a link to an older branch-based bonus.

Looks like I'll have to include a warning in my future Chase posts about these potential problems.

1
Comment #22 by Anonymous posted on
Anonymous
Any idea what was the date this offer expired or pulled out?

1
Comment #23 by Anonymous posted on
Anonymous
I received the checks yesterday even though I specified "do not order checks" on my signature card. I e-mailed customer service last night and they already cancelled the checks and credited the charge back to me.

1
Comment #24 by Anonymous posted on
Anonymous
The CSR connected me to Deluxe Checks at 800-335-8931. They cleared up the 22.95 charge and apologized for the inconvenience. Call that number direct is better than finding a CSR that's not sure how to help. You just need your routing # (for online accounts 044000037) and account number.

1
Comment #25 by Anonymous posted on
Anonymous
Anyone received their bonus yet? I'm supposed to get the $75 for the earlier promotion within 8-10 business days but now they are telling me it'll be 8-10 weeks and I have to use online bill pay. WTF?

1
Comment #26 by Anonymous posted on
Anonymous
Today Aug. 30, 2007 I opened up a Chase Bank Free Checking Account. I used $100 Coupon Code link

http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/marketing/page/100_Dollar_Checking_Offer&ID=0000007131

I also received an extra $25 for you & a friend coupon code that was emailed to me from someone on a forum.

I now have 5 for you and a friend coupon code flyers that and will email flyer and coupon code to you if interested. You can email me at sadsam2009@yahoo.com. This for you and a friend was extended and now expires on 10/29/07 which is stated on flyer.

I have only 5 of these diferent coupon codes and they can only be used once. I will send them on a first come first serve basis. Thank you. Mike.

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Comment #27 by Anonymous posted on
Anonymous
Earn an extra $25 when you open your checking account. I have 5 referrel coupons left. Just show them the coupon when you open your account, they'll put in the code, and wham you got $25 extra bucks. E-mail me at cbabula@optonline.net

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Comment #28 by The DEzzie (anonymous) posted on
The DEzzie
I've got 5 $25 referrals if anyone wants them. Email me at missdezzie@gmail.com. I just opened mine last Friday...the guy was so happy to open an account and get his cut. They were advertising this offer like mad. I was able to stack the $100, the $25 referral, and then online do a $50 billpay and $50 direct deposit offer [L=here]http://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/shared/help/page/Get-50-OLBP[/L] and [L=here]https://www.chase.com/psmhelp/index.jsp?pg_name=ccpmapp/shared/help/page/recency_optin[/L]
The codes are BTRVE and BCAHG, respectively.

1
Comment #29 by Anonymous posted on
Anonymous
Can someone tell me if we have to set up the direct deposit upon opening the account? If so, I should take my employer's direct deposit form to the bank with the coupon and $100? Am i understanding this correctly?

1
Comment #31 by Chérie (anonymous) posted on
Chérie
Does anyone have a link to a new coupon with a October 31, 2007 expiration?

I also have some $25 referral coupons. Contact me at kim.cherie at gmail if you need one.

1
Comment #32 by Anonymous posted on
Anonymous
Just opened my account 2 weeks ago and now I'm waiting to see my bonus.

I have a whole bunch of $25 referrals, if anyone would like one, feel free to email me at nyzdreamzz at aol. :)

1
Comment #34 by Anonymous posted on
Anonymous
I have 5 chase referral bonuses available. They expire on November 25, 2008.

Email me at williamsedward93@yahoo.com to get your code!

1