Dedicated to Deposits: Deals, Data, and Discussion

10.00% 12-Month CD at a New Jersey Bank - $1K Max (Yardville National).

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Yardville National Bank's new branch in Cranbury, NJ is having a special 10% APY 12-month certificate of deposit. The minimum and maximum deposit is $1,000. The offer is available through September 20, 2007.

This special isn't listed at the bank's website. A reader mentioned this in the comment, and I called the branch for additional information. I was told that no checking account is required. The offer is a local deal and is only available to individuals residing in the following zip codes: 08512, 08520, 08536, 08810, 08852.

The $1K cap is small, but the 10% APY and 1 year term help make it a decent deal. Another plus is that it does not have a checking account requirement which is common for these teaser rate CDs. With the $1K deposit, you'll earn about $50 over a 5% account.

The bank also has a decent 5.25% APY 9-month CD special that's available at all of its branches (see rate table). Branches are located in several New Jersey counties and in Bucks County, PA. The bank is FDIC insured (FDIC Certificate # 6515).

Thanks to the reader who mentioned this special in the finding deals post.

  Tags: CD rates, New Jersey

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