Dedicated to Deposits: Deals, Data, and Discussion

5.50% 9-Month / 7.00% 12-Month CD ($1K Max) at a California CU - (Central State)

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Central State Credit Union
Central State Credit Union has a 9 month special certificate with a yield of 5.50% APY. The minimum deposit is $1,000. The special is for current checking account holders or new checking accounts with Direct Deposit. There's also a new-member special 7.00% APY 12-month certificate. This one has a minimum and maximum deposit of $1,000. Please see the rate table for more details.

This credit union had some better specials last month with 6% and 5.75% CDs. The 7% would be nice if it had a higher deposit cap. With a maximum deposit cap of $1,000, it'll only pay about $20 over a 5% account during the year.

Membership is open to anyone who lives, works, or worships in San Joaquin or Calaveras Counties, CA. Please refer to their membership page for more details. Membership requires a $5 membership fee and a minimum deposit of $5 in the savings account.

Branches are located in the California cities of Stockton, Lodi, San Andreas and Angels Camp. The credit union is federally insured by the NCUA (Charter # 60363). It has $143.7 million in assets and 22,424 members.
  Tags: California, Central State Credit Union, CD rates

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