Dedicated to Deposits: Deals, Data, and Discussion

5.50% 60-Month / 5.40% 48-Month CD at a Kentucky CU (Beacon Community)

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Beacon Community Credit Union
Beacon Community Credit Union has some competitive long-term certificate rates. The highest yield is 5.50% APY for a 60-month term. Other yields include 5.40%, 5.30%, 5.20 and 5.10% APY for 48, 36, 24 and 12 month terms. The minimum deposit is $500. These same rates are also available as IRA certificates.

Since the date on the rate table was March 2007, I called the credit union yesterday to see if these were up-to-date. I was told they're still valid. I also asked about their field of membership since I couldn't find this mentioned at their website. The CSR said membership is available to any Kentucky resident. Membership requires a minimum deposit of $5 into your savings account.

Branches are located in Louisville and Shepherdsville, Kentucky. The credit union is federally insured by the NCUA (Charter # 60883). It has $34.4 million in assets and 8,415 members.
  Tags: Beacon Community Credit Union, Kentucky, CD rates, IRA rates

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