Sunshine Savings Bank has a CD promotion with a 4.90% APY 13-month CD and a 4.65% APY 7-month CD. The minimum deposit is $1,000. The bank also lists some competitive long term rates. The yield for the 48-month and 60-month CDs is 4.75% APY.
My last report on this promotion was in December 2007 when it was offering yields of 5.55% for the 13-month term.
When I contacted the bank last December, the CSR said these could be opened by mail from any state. It requires that you send in notarized copies of you driver's license and social security card with the application. A reader just sent me an email saying that they can fax you the application. The bank's phone number is 800-468-3993. Note, small banks often change this policy so please keep this in mind if you decide to call.
Branches are located in the Florida cities of Tallahassee and Pembroke Pines which is located between Miami and Ft. Lauderdale. The bank is FDIC insured (Certificate # 58452).
Thanks to the reader who emailed me info on this promotion.