Deseret First Credit Union has several high yield certificates. The high rates range from 5.18% APY for a 12-month term to 5.44% APY for a 60-month term. These have a $500 minimum deposit. The Jumbo CDs with a $75K minimum have higher rates that range from 5.28% APY for a 12-month term to 5.55% APY for a 60-month term. These rates are also available in IRA certificates.
I last reported on this credit union a year ago when it had similar high yield CDs.
Membership is available nationwide, but there is a catch. You or a family member must be a member of the Church of Jesus Christ Latter-Day Saints. Their Membership page specifically states that any citizen or legal resident of the United States who fits this criteria is eligible to join. Membership requires a minimum deposit of $25 into the Standard Savings Account.
Branches are located in Salt Lake City and several other cities of Utah. The credit union is federally insured by the NCUA (Charter # 24708). The credit union has grown quite a bit since my post from last year. Assets went from $367 million to $420 million and the numbers of members increased from 50,571 to 51,466 members.