Dedicated to Deposits: Deals, Data, and Discussion

5.08% 12-Month CD at a Michigan CU (Christian Financial).

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Christian Financial Credit Union
Update 3/8/08: The special CD is no longer listed at the credit union's website.

Christian Financial Credit Union is offering a special 5.08% APY share and IRA certificate. The minimum deposit is $1,000, and there appears to be no maximum deposit. It requires enrollment in the credit union's convenience bundle which includes checking account, debit MasterCard and the free online service package. The offer is scheduled to last through March 31, 2008.

According to the credit union's General Information page, you can qualify for membership by joining the Fr. Solanus Guild. The page states that "anyone can join the Guild and we will sign you up right at our office." This Guild appears to have their website at this link. The membership form at this page shows a $10 membership fee for an individual. You can also be immediately eligible for credit union membership if you live, work, worship or are educated in Macomb, Oakland, Wayne, or Saint Clair Counties. Please see their Information Page for the full details. There is an online application. Credit union membership requires a $5 account-opening fee and a minimum deposit of $5 in the Regular Savings account.

Branches are located in the Michigan cities of Shelby, Roseville, Chesterfield, Harper Woods, Center Line and Clinton Township. The credit union is federally insured by the NCUA (Charter # 63805). It has $199.0 million in assets and 32,521 members.

Thanks to the reader who emailed me info on this special.

Related Pages: Michigan, Christian Financial Credit Union, CD rates, IRA rates

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