Dedicated to Deposits: Deals, Data, and Discussion

5.49% 60-Month / 4.80% 12-Month CD at a Georgia Bank (Carver State).

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Update 3/21/08: Please check with the bank for the latest rates.

Carver State Bank is has some very competitive CD rates. The highest yield is 5.49% APY on a 60-month CD. The minimum deposit is $500. It also has some specials with a 4.59% APY 6-month CD and a 4.80% APY 12-month CD. These special CDs require a minimum deposit of $2,000.

These rates are not listed at the bank's website. A reader mentioned the 5-year rate in the comments, and I just called for additional details. The CSR did not know how long these rates would last. To open these CDs, you have to come into the branch.

The bank has two branches in Savannah, Georgia. It has been FDIC insured since 1947 (Certificate # 16584).

Thanks to the reader who mentioned this bank in the Finding-the-best-rates post.

  Tags: Georgia, CD rates, Carver State Bank

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