Dedicated to Deposits: Deals, Data, and Discussion

New Chase $125 Checking Account Bonus - Update

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Chase Manhattan Bank
Chase Bank is again offering $125 for opening its free checking account with direct deposit. However, there's no online promo page (at least none that I'm aware of). A FW member who started this thread found $125 coupons in the moving packets at the post office. Hopefully, similar coupons will be at your local post office. Pictures of these coupons are attached in that thread. However, since each coupon has a unique code, you can't just copy this coupon.

A branch visit is required. The coupon is good through 5/31/2008. The terms seem to be the same as what I posted in this January Chase post.

My Experience

I've had success with my Chase Checking Account. I opened the checking account on December 15th with a $125 bonus coupon and a $25 refer-a-friend coupon. The Chase rep allowed me to stack the bonuses, and he provided the first 50 checks free. I linked this with my GMAC Money Market account and initiated a transfer from GMAC on January 3rd. When I didn't see the bonus appear, I played it safe and also did a real direct deposit. Five days after the direct deposit (Jan 25th), the bonuses were credited to the account. I'm afraid I don't know what triggered the bonus credit.

Below are more details about the bonuses and checking account:

An Extra $25 Bonus

Chase also has a $25 refer-a-friend bonus. When you open the checking account, be sure to ask for the refer-a-friend coupons. I and many readers have reported success with stacking this bonus with the $125 bonus. Feel free to request for referrals in the comments.

Expensive Checks

It has been reported that Chase will automatically charge $22.95 for a checkbook. You can either tell them when you sign up that you don't want checks or you can call Chase after you open the account and cancel the order. In my case, I asked the banking rep about this, and he provided the first 50 checks free.

Direct Deposit

It has been reported by several of my readers that Chase treats transfers initiated from online banks or from PayPal as direct deposits. However, there have been some recent reports that PayPal no longer works. A reader in my last post said a Countrywide transfer did qualify as a direct deposit. In my case, I'm afraid I can't tell if my GMAC transfer or direct deposit triggered the bonus credit.

Hard Credit Pull

I just checked my credit report after I opened this Chase checking account, and I did not receive a hard credit inquiry. I only received a soft pull via Experian. A reader in my last post also didn't receive a hard pull. Others have reported a hard credit pull when you open an account (this temporarily dings your credit score). Refer to this FW thread for more info on this.

Checking Account Details

Some more important info about the free checking account is available at Chase. Without direct deposit, there's a $6/month fee. There's a $2 fee for using non-Chase ATMs (up from $1.50 in November).

Chase Branch Locations

Chase has branches in many states but not all. There are no branches in California. States with Chase branches include Arizona, Colorado, Connecticut, Florida (Southwest), Illinois, Indiana, Kentucky, Louisiana, Michigan, New Jersey, New York, Ohio, Oklahoma, Texas, Utah, West Virginia and Wisconsin.

Chase is FDIC insured under JPMorgan Chase Bank, N.A. (FDIC Certificate # 628).
  Tags: Chase Manhattan Bank, checking account

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Comments
55 comments.
Comment #1 by Anonymous posted on
Anonymous
If you ask the rep may also provide you a free order of checkboook.

1
Comment #2 by Anonymous posted on
Anonymous
I have refering code. who wants it? mail to wfzhang0327@gmail.com

1
Comment #3 by Anonymous posted on
Anonymous
I think that Chase, which took over the previous Bank of NY customer base, is a horrible bank. My husband and I have had a checking/savings account with the B of NY for years and were treated fairly by phone rep and teller/manager alike. Now that it's Chase, all they seem to do is charge fees, fees, fees. Just found out this morning that they charge 12.00 each time the account is used more than 6 times! I was just charged 70.00 in fees in less than 8 days by the crooks. They gave no notice of their policy and I had never been charged before this for the same type of usage in our savings acount. I am pulling all my money out of Chase for good because we are not going to pay with fee after fee, for the mortgage debacle caused by over zealous lenders!!!

1
Comment #4 by Anonymous posted on
Anonymous
Can I please get a referral code? hidetoshi(dot)yamayama(at)gmail(dot)com

1
Comment #5 by sumesh (anonymous) posted on
sumesh
can I please get a referrel code?

my email id: sumeshgupta9@gmail.com

1
Comment #6 by Anonymous posted on
Anonymous
can I have the referral code pls? pruthvi117@gmail.com Tks

1
Comment #7 by Anonymous posted on
Anonymous
THERE IS A $100.00 PROMOTION RUNNING ON PRESIDENTS DAY THIS MONDAY. HEARD THIS FROM A FRIEND OF MINE WHO'S A BANKER. JUST OPEN A DIRECT DEPOSIT FREE CHECKING ACCOUNT ON MONDAY, FEB 18, 2008.

1
Comment #8 by Anonymous posted on
Anonymous
can I have $25 referral code? thanks
mattattacks@yahoo.com

1
Comment #9 by Anonymous posted on
Anonymous
How to request referal? Is it referal code?
booksol(dot)AtYahoo.com

1
Comment #10 by Anonymous posted on
Anonymous
Anyone have a referral code for me?

Please email to tom.schwarting at gmail.com

Thanks!

1
Comment #11 by tnf (anonymous) posted on
tnf
If anyone needs a coupon code for the additional $25, that are valid through the end of April, please send e-mail to liutnf@gmail.com

1
Comment #12 by Anonymous posted on
Anonymous
If anyone wants a refering code, I have 7 left. I can provide pdf files, so email me( zzon0815 at gmail dot com ) if interested.

1
Comment #13 by Anonymous posted on
Anonymous
Please send me a referal code. My e-mail is sponeill@uno.edu

1
Comment #14 by Anonymous posted on
Anonymous
I have five $50 chase referral coupons.
When you open checking account with direct deposit or business account, you and I will both get 50 dollars.

It is really a big easy money. Email tom.zhu66@gmail.com for phf file.

Expire 5/03/2008

1
Comment #15 by Anonymous posted on
Anonymous
Free Checking $25 Bonus referral codes:
3194826001855153
3194826001855163
3194826001855173
3194826001855183
3194826001855193
Offer expires 03/26/2008

1
Comment #16 by Anonymous posted on
Anonymous
Hi,

I amreferring to the comment where you posted "Just found out this morning that they charge 12.00 each time the account is used more than 6 times:...what does this mean? Could you please elaborate?
Thanks..

1
Comment #17 by Anonymous posted on
Anonymous
Regarding the $12 fee on sav acct. Sounds like you got charged the fee because you withdrew more than 6 times during your statement cycle from your SAVINGS acct. This is not a Chase policy, but a Federal Regulation. I refer you to Regulation D for more details. All banks are supposed to adhere to this regulation.

1
Comment #18 by Anonymous posted on
Anonymous
I need a refering code, please email to wu71469@hotmail.com

thanks.

1
Comment #19 by Anonymous posted on
Anonymous
I have at least one referral code left as people keep backing out. Please check w/ YOUR chase branch to verify you can use code. send email to mattattacks@yahoo.com if u know u can use the code. thanks

1
Comment #20 by Anonymous posted on
Anonymous
I opened an account yesterday now I have 5 referral code. If anyone wants one, please email me at wu71469@hotmail.com

thanks.

1
Comment #21 by Anonymous posted on
Anonymous
$25 chase referral code 3194826019437339

expires 4/26/08

1
Comment #22 by Anonymous posted on
Anonymous
Could I have a referral code, please?
bluesky8833@hotmail.com

1
Comment #23 by Anonymous posted on
Anonymous
I have a $125 coupon code for opening a Chase Bank Free Checking account at a branch PLUS a $25 referral coupon code. That's a total of $150 for simply opening an account with direct deposit. Please e-mail me at cbabula@optonline.net with your request.

1
Comment #24 by Anonymous posted on
Anonymous
I have a chase checking account, how do I get a coupon code?

1
Comment #25 by Denise (anonymous) posted on
Denise
Hi! I just opened a checking account and would like to refer my daughter, but I need a referral coupon code. Does anyone have one? Thanks!

1
Comment #26 by Adam (anonymous) posted on
Adam
Denise, send me an email at asb002@REMOVETHISgmail.com and I will send you a referral coupon.

1
Comment #27 by Anonymous posted on
Anonymous
Referal codes
Good Until 06/17/08:


3237999027957911
3237999027957921
3237999027957931
3237999027957931

1
Comment #28 by Anonymous posted on
Anonymous
just got 5 new chase referral codes good till 6/20/08.
email mattattacks at yahoo.com

replace at with @

1
Comment #29 by Anonymous posted on
Anonymous
If anyone needs referal codes for the $25 referal bonus, just email me a quick line at neethu151@gmail.com.

I have a couple--thats a free $25 for you and $25 for me.

Thanks.

1
Comment #30 by Anonymous posted on
Anonymous
Just so everyone is aware of this...when you open a checking acct w/Chase, they will print out Refer-a-friend coupons for you. You have to realize that when you use one of the codes people are posting on here, you are giving them the $25. Each person has codes linked to them. If you are a current customer and want to refer friends, just go into your local branch and ask your personal banker to print you out some of the coupons. It's great that someone sent a reply to the comment stating Chase is a horrible bank (dated 2/12). First, it has NOTHING to do w/Chase specifically when it comes to getting charged $12 for excess transactions. It's not legal to use your SAVINGS as a checking acct. Seriously, Chase has been one of the only banks who is VERY willing to work with you so you don't get fees. As soon as you see you have a fee, just call the local bank and tell them you want to come in and have a banker review your acct - they will be more than willing to put you in the right acct so you WON'T see any fees.

1
Comment #31 by Anonymous posted on
Anonymous
i just opened up a chase checking account. whatta deal! all they ask you for is the referral code so you can get an extra $25 on top of the $125 with the coupon. they gave me five new referral codes as well. anyone who wants one, just send me an e-mail! it's an awesome deal.

e-mail me at p.renshaw (at) hotmail.com (replace the (at) with a @ symbol). i'll send you a referral code. they expire on 6/27/08 and are good for $25 (both for me and you).

1
Comment #32 by Anonymous posted on
Anonymous
Email me at "tap dot sab at gmail dot com" if you need a referral code. I have five.

1
Comment #33 by Anonymous posted on
Anonymous
Receive $50 when you open a business checking account and reach a minimum of $500 within 30 days or $25 when you open a free checking account and activate Direct Deposit. Additionallly, open a student checking account and receive $10 when you make five purchases. Just tell them that Ashley referred you when you use the coupon. Other coupon codes that can be used with the same conditions are: 3237999046681301, 3237999046681280, 3237999046681311, & 323799906681321. Please let me know if you use one of the coupons or post a writen comment; that way more people can take advantage of this oportunity.

1
Comment #34 by Anonymous posted on
Anonymous
Chase Free checking accounts no longer charge a $6 a month charge if you don't have direct deposit. Rather, you can use your debit card 5 times every month to waive the fee

1
Comment #35 by lucas t (anonymous) posted on
lucas t
I have 5 referal codes, to get them email me at lucast4 at sbcglobal.net.

1
Comment #36 by Joy (anonymous) posted on
Joy
I also have 5 referral codes for $25. email me at joy.aurora at gmail.com

1
Comment #37 by Anonymous posted on
Anonymous
I also have referral codes
email me
tbasselin[at]gmail

1
Comment #38 by Anonymous posted on
Anonymous
I have 3 more refer a friend codes in anyone needs one. Email me at mexicanjohns@hotmail.com

1
Comment #39 by Anonymous posted on
Anonymous
I have 5 referral codes. If you need them please email me at shanti.terdale@yahoo.com

1
Comment #40 by Anonymous posted on
Anonymous
I have a 3 referral codes if anyone needs one. Email me at noahslc23@yahoo.com

1
Comment #41 by Ben (anonymous) posted on
Ben
i have 3 referral codes email me at

williamsedward93@yahoo.com

these chase codes expire 11/19/08

1
Comment #42 by Anonymous posted on
Anonymous
I have 5 referral codes, if you need one email me at
trombone123@gmail.com

Thanks

1
Comment #43 by lglangford (anonymous) posted on
lglangford
I too have 5 referral codes. Email if you want one for $25 or $50 for business account.
misslg1215@aol.com

1
Comment #44 by Anonymous posted on
Anonymous
Additional $25 for using one of these codes when signing up any account with chase bank. You should also go find the initial bonus of $100 or $150 coupon codes. First one to use codes get, so write them all down.

3392118019264588 expires 3/21/09
3392118019264598 expires 3/21/09
3392118019264609 expires 3/21/09
3392118019264619 expires 3/21/09
3392118019264629 expires 3/21/09

1
Comment #45 by Anonymous posted on
Anonymous
Additional $25 for using one of these codes when signing up any account with chase bank. You should also go find the initial bonus of $100 or $150 coupon codes. First one to use codes get, so write them all down.

3392118019264588 expires 3/21/09
3392118019264598 expires 3/21/09
3392118019264609 expires 3/21/09
3392118019264619 expires 3/21/09
3392118019264629 expires 3/21/09

1
Comment #46 by David (anonymous) posted on
David
asking for another referral code. credere.amare@gmail.com

1
Comment #47 by Anonymous posted on
Anonymous
Additional $25 for using one of these codes when signing up any account with chase bank. codes. First one to use code gets it, so write them all down.

3392118042101193 expires 4/08/09
3392118042101204 expires 4/08/09
3392118042101214 expires 4/08/09
3392118042101224 expires 4/08/09

1
Comment #48 by Anonymous posted on
Anonymous
3392118041513888
3392118041513898
3392118041513909
3398118041513919
3392118041513989

1
Comment #49 by Anonymous posted on
Anonymous
Hi, I’m looking for referral code to open chase account. Please send me one if you have it: antar@o2.pl Thanks.

1
Comment #50 by Anonymous posted on
Anonymous
Could you send me a referral coupons. I would like to open a chase account soon. You can send it to my e-mail galanonim@hotmail.com or post it here. Thank you.

1
Comment #51 by Anonymous posted on
Anonymous
I meed some referral codes to open a chase business account and personal checking account this week. Thanks in advance!

1
Comment #52 by Anonymous posted on
Anonymous
If anyone has anymore of these refer-a-friend coupons, please send code to RAllen25@gmail.com

Thanks!

1
Comment #55 by Anonymous posted on
Anonymous
CAn you please send me the coupon for a "Refer a freiend" to chase. thank you

1