Susquehanna Bank has a $150 checking account promotion. A $75 Visa gift card is awarded when you open a free checking account. An additional $25 is added for each of the following: Direct Deposit, Internet Banker with Bill Payment and Visa Check Card. The offer is valid through 4/15/08. Limit one offer per customer household. Bonus is considered interest and will be reported on IRS Form 1099-INT.
According to the bank's CSR, you must live within their market area (parts of PA, MD, NJ and WV). They do allow you to apply online in addition to at a branch. The CSR also said there is no hard credit pull. They only do ChexSystem verification in the application. Please be aware that CSRs are not always correct on this issue.
The free checking account requires a minimum $25 to open. There are no minimum balance requirements or monthly maintenance fees. Internet bill payment is free, and the first order of checks is free.
The bank has been FDIC insured since 1934 (Certificate # 9694).
Thanks to the reader who emailed me info on this promotion.