Dedicated to Deposits: Deals, Data, and Discussion

4.10% 12-Month CD at a New York CU (Hudson Valley).

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Update 3/29/08: The CD rates have fallen. Please check the credit union's website for the latest rates.

Hudson Valley FCU is listing a certificate rate of 4.00% APY for terms of 12 to 17 months. The minimum deposit is $500. The yield is 4.10% APY for a $50,000 minimum and 4.20% APY for a $100,000 minimum. The IRA certificate yields are 15 basis points higher.

I last reported on this credit union in November when it was offering a 5-month special CD with a yield up to 5.85%.

Membership is open to anyone who lives, works, worships, volunteers or attends school in Dutchess, Ulster or Orange County, New York. Please refer to their Membership page for more details. Membership requires a minimum deposit of $5 into your savings account.

Branches are located in several cities in New York State. The credit union is federally insured by the NCUA (Charter # 15802). It's a large credit union with $2.27 billion in assets and 200,296 members

  Tags: New York, CD rates, IRA rates

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