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Finding The Best Bank Rates and Deals #9

Sunday, March 2, 2008 - 5:50 PM CT by Ken - Bank Deals Guy

This post is intended to be a place where readers can share info on the best bank deals or other useful banking news. Your help is much appreciated. Also, I'm including websites that list the best CD and money market rates. This is intended to be a place where you can start your search for the best bank deals.

This is the ninth finding-the-best-deals post. The last one was getting too long. Also, when there are more than 200 comments, blogger now requires you to click to the next comment page to see the new comments. So to make it easier to post and review comments, I'll be sure to create a new post once the number of comments exceed 200.

In your comment, please include the link to the deal. If the deal is not on the bank's website, please include the source of the deal (i.e. a New York Times newspaper ad, a sign at a local bank, etc.)

I'll try my best to post on the deals, and I'll be sure to give you credit. If you want to remain anonymous, simply comment as an anonymous user or email me at bankdeals at gmail dot com.

One tip to see if the deal has already been posted is to use the search box at the top of this page or do a search of my archive page or the monthly archives which are located on the right sidebar.

Bank Deals at this Blog and Elsewhere

With new deals from banks and credit unions constantly popping up, no site has a complete list of all the best deals. Some think Bankrate.com has a complete list, but it fails to list many high rate CDs especially those with odd terms like an 11-month term. Also, it does a poor job at credit union certificates.

Below are lists of the best resources for different categories. I've included mine on top of each category (noted by Bank Deals:). If you find another good source of bank deals, please let me know.

Best Certificate of Deposit Rates

Best Money Market / Savings / Checking Account Rates

Bank Deals: Weekly Savings/Money Market List
Bank Deals: High Yield Reward Checking Accounts by State
Bank Deals: Best Checking Accounts Summary
Bank Deals: High Yield Reward Checking Accounts - latest 100
Bank Deals: Reward Checking Accounts Available Nationwide
FatWallet Savings/Checking Thread
BestCashCow Savings Account List
Bankrate.com Savings/MMA List
Bank-CD Checking/Savings List
bankingMyway - Money Market
Bank Best Rates - Checking Accounts
Bank Best Rates - Savings and MM Accounts
gotalkmoney - Money Market Rates

Bank Bonuses

Bank Deals: Bonuses - latest 50
Bank Deals: Summary of Bank of America Bonuses
iBankBonus - Bank Sign-up Bonuses
gotalkmoney - National Bank Bonuses

Latest Deals from Major Banks

Bank Deals: Bank of America
Bank Deals: Capital One
Bank Deals: Citibank
Bank Deals: Chase Bank
Bank Deals: Wachovia Bank
Bank Deals: Washington Mutual

Banking and Credit Union Resources

Bank Deals FDIC and NCUA info and links
Bank Deals Importance of FDIC and NCUA
Bank Deals Extending FDIC or NCUA Coverage Past $100K
Bank Deals EverBank's Foreign Currency CDs
Bank Deals Research into Millennium Bank and its High Yield CDs
Bank Deals Links to resources for National Banks
Bank Deals Finding local credit unions
Bank Deals CD Penalty Calculator - When to Break a CD
Bankrate's Safe & Sound Database
FatWallet Thread on ACH and Direct Deposit
FatWallet Thread on Banks and Hard Credit Pulls

Tags: banking resources, finding deals

View All Comments | Post a CommentFeatured Comments

In order by popularity, then date posted.

Anonymous - #1, Sunday, March 2, 2008 - 5:59 PM CT

US Bank is advertising a $75 checking bonus in Chicago.

Was this comment helpful? 1

tu - #2, Monday, March 3, 2008 - 10:37 AM CT

LAME, DON'T BOTHER -- PNC Bank, 5% rebate on qualifying check card purchases through 7/31/2008. Fine print indicates promo is capped at $100 in total rebates. More info at pnc.com/offers.

Was this comment helpful? 1

Anonymous - #3, Monday, March 3, 2008 - 5:36 PM CT

F&M Bank www.fmbanks.com
has a 4.00% APY 48 month CD (minimum deposit $1K). 1-800-444-6989.

Was this comment helpful? 1

Anonymous - #4, Monday, March 3, 2008 - 6:26 PM CT

If you need to rollover IRS funds and your are into the age group of distribution, you can get 5% APY with KeyDirect. The period is seven years but you can remove the funds anytime under the distribution process so the long time forward is not a problem. KeyDirect does not work in states which have branches. It is also a pain to deal with but 5% is 5% when you are faced with a maturity and nowhere else to go.

Was this comment helpful? 1

Perturbance - #5, Monday, March 3, 2008 - 9:17 PM CT

Aloha Pacific FCU - www.kalanet.com - in Honolulu, HI has started a Rewards Checking account program. They will pay 4% APY up to $50,000 if you have (1) 10 debit card transactions per month, (2) Direct deposit or ACH bill payment, and (3) electronic statements. Balances over $50,000 pay 0.5% APY. There's a full 100 basis-point bump (to 5% APY) if you also have a Home Equity Line of Credit.

Field of Membership is restricted to
• Employees/retirees of the City & County of Honolulu and their immediate family members.
• Members/employees of the Hawaii Government Employees Association (HGEA).
• Members/employees of a recognized Select Employee Groups (SEG).
• Immediate family/household members of an existing member and organization of such persons.

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Finding The Best Bank Rates and Deals #9

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