- Countrywide savingslink: 4.05% APY (was 4.25%)
- ING Direct Orange Savings: 3.10% APY (was 3.40%)
- ING Direct Electric Orange: 2.00% APY for balances under $50K (was 2.25%)
- Citibank Ultimate Money Account: 3.25% APY (was 3.75%)
This Forbes article has some opinions from economists about how low the Fed will go this year. This CNN article discusses what many readers have mentioned regarding the current Fed policy of cutting rates, and this WSJ article discusses other tools the Fed may use instead of just cutting rates.