Dedicated to Deposits: Deals, Data, and Discussion

4.00% 11-Month CD at a TX/LA/MS Credit Union (RiverLand).

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RiverLand Credit Union
Update 5/3/08: The CD special has ended.

RiverLand Credit Union is offering a special 4.00% APY 11-month CD. The minimum deposit is $1,000. The credit union's standard certificate rates are also competitive. The yield for terms from 6 months to 24 months is 3.75% APY. The 36-month yield is 4.00% APY, and the 60-month yield is 4.25% APY.

Unfortunately, the field of membership is primarily limited to Employer Groups. Please refer to their Membership Page for the full details. Membership requires a one-time fee of $1 and a minimum savings account balance of $5.

Branches are located in the Louisiana cities of New Orleans, Jefferson, Gretna, Amelia and Killona, and in the Texas cities of Beaumont and The Woodlands, and in the Mississippi city of Port Gibson. The credit union is federally insured by the NCUA (Charter # 64534). It has $120.9 million in assets and 14,288 members.

Other Certificate of Deposit Deals

For other high CD rates with terms around one year, please refer to my latest rate summary. The ones in this list have nationwide availability. For a $25K minimum deposit, Alliant Credit Union has the best deal with a 4.40% APY CD for terms of 12 to 17 months. Indymac Bank has the second best deal with a 4.15% APY 12-month CD.
  Tags: Louisiana, Mississippi, CD rates, Texas, RiverLand Credit Union

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