Dedicated to Deposits: Deals, Data, and Discussion

4.00% 9-Month CD at a Georgia Bank (Alpha Bank & Trust)

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Update 10/24/08: The bank has been closed. Please refer to this post for details.

Alpha Bank & Trust is offering a special 4.00% APY 9-month CD. The minimum deposit is $1,000. The same term is also available in an IRA with a yield of 4.05% APY. The special is listed in their rate table.

No out-of-state deposits are accepted. However, a reader informed me last year that you can open the CD by phone if you live in Georgia.

Last year the bank was offering many certificate specials with yields over 6%. My last post was in January when the 9-month CD special had a yield of 5.25%.

Branches are located in Alpharetta and Marietta, Georgia which are in the northern suburbs of Atlanta. The bank is FDIC insured (FDIC Certificate # 58241).
  Tags: Georgia, CD rates

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Comments
Comment #1 by Anonymous posted on
Anonymous
I bank at Flagstar bank which matches all Georgia CDs (including Alpha) with "PLUS.05%" matching.

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