Dedicated to Deposits: Deals, Data, and Discussion

4.05% 6-Month CD at a Houston Credit Union (Plus4)

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Plus4 Credit Union
Plus4 Credit Union is offering a special 4.05% APY 6-month certificate of deposit. The minimum deposit is $1,000. Funds must be new to the credit union. This promotion doesn't seem to be listed at the credit union's website. It was advertised in today's Houston Chronicle. The ad is available online here.

Membership is open to those who live, work, attend school or worship in parts of Houston. Please refer to their Membership page for the full details. Membership requires a minimum balance of $5 in a share account. Applications can be done by mail, in person or online.

Branches are located in Houston. Note, the ad only lists the office at 9998 Almeda Genoa so I'm not sure if this promotion is available at all of their branches. The credit union is federally insured by the NCUA (Charter # 61457). It has $150.4 million in assets and 25,621 members.

Other High Yield CD Rates

For short term CDs, it's hard to find rates above 4% these days. There is a 4% 6-month CD that's available nationwide at credit union with easy membership. The downside is that the credit union is only privately insured via ASI. The next best 6-month yield is 3.75% APY at Corus Bank. For more CD rates, please refer to my last weekly rate summary.

  Tags: Plus4 Credit Union, CD rates, Texas

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