Update 12/30/08: The top yield has fallen to 4.10% APY. Refer to the bottom of the post for the rate history.
RCB Bank has a reward checking account called Go Green Reward Checking that pays 4.10% APY on balances up to $15,000 (0.25% for above) and refunds ATM fees (up to $15 per cycle) if the following monthly requirements are met:
- 12 point-of-sale check card transactions
- login into online banking
- receive electronic statements
If these are not met, the rate falls to 0.25%. The minimum initial deposit is $100. There are no maintenance fees.
It appears to require a branch visit to open the account. Branches are located in Oklahoma City, Edmond, Ponca City, Pryor, Skiatook, Catoosa, Claremore, Inola, Broken Arrow, Collinsville and Owasso. The bank has been FDIC insured since 1936 (FDIC Certificate # 15399).
Other High Yield Reward Checking Accounts
To find other reward checking accounts near where you live or to learn more about these accounts, please refer to my High Yield Checking website.
- 03/01/11: 4.10% APY for up to $15K
- 12/30/08: 4.10% APY
- 05/06/08: 5.10% APY for up to $25K