Dedicated to Deposits: Deals, Data, and Discussion

4.00% 12-Month / 3.75% 5-Month CD at a Pennsylvania Bank - Online Application (Earthstar).

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Update 7/12/08: The CD rates have gone down. Please check the bank's website for the latest rates.

Earthstar Bank has some very competitive CD specials. These include a 4.00% APY 12-month CD, a 3.75% APY 5-month CD and a 3.50% APY 3-month CD. The minimum deposit is $500.

According to their Q&A Page, you can apply for accounts in person, by phone/mail or over the internet. Deposits can be made in person, by mail or by wire transfers. They don't seem to allow for ACH transfers. The link to open a CD account is located at their CD overview page. It appears to be available to people in any state. I wasn't able to verify this before the bank closed for the day. I recomend calling before you apply online. It's a small bank so they may restrict accounts to their local market area.

The name is a little weird for a bank, but it's a real bank. Branches are located in Philadelphia, Southampton and Ambler, Pennsylvania. It has a 3 star rating (adequate) at BauerFinancial based on 3/31/08 data. The bank has been FDIC insured since 2001 (FDIC Certificate # 35561).
  Tags: Pennsylvania, CD rates, Earthstar Bank

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Comments
Comment #1 by Dan The Man (anonymous) posted on
Dan The Man
Bank Guy,
When I went to their CD application page, One of the boxes says Form of Deposit. Click it and it says Select One- 1 Check
2 Wire
3 Transfer
4 ACH
I guess ACH is an option

1