Dedicated to Deposits: Deals, Data, and Discussion

4.00% 6-Month CD at a California Bank - $10K Max (Guaranty).

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Guaranty Bank is offering a special 4.00% APY 6-month CD. Unfortunately, it has a low maximum deposit of $10,000 per household. On the positive side, it does not require a checking account. The minimum deposit is $500. This is only a limited time special until June 7, 2008, and it's only available at the Livermore, California branch (1887 1st Street, 925-961-8800). The special isn't listed at the bank's website. It was advertised in today's Inside Bay Area newspaper. The ad is available online here.

Branches are located in California and Texas. Outside of Livermore, the 6-month CD rate is 3.25% APY in California and 3.00% APY in Texas. The bank has been FDIC insured since 1988 (FDIC Certificate # 32618). Note, this is different than the Guaranty Bank at guarantybanking.com that's based in Wisconsin.
  Tags: California, CD rates

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