Dedicated to Deposits: Deals, Data, and Discussion

4.17% 12-Month CD at a Florida Bank (BankAtlantic)

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BankAtlantic is offering a special 4.17% APY 12-month CD. Minimum deposit is $1,000 of new money. It also requires an existing or new BankAtlantic personal checking account with a minimum opening or additional deposit of $500. The checking account must be maintained for the duration of the CD.

It appears the bank's Totally Free Checking would qualify for this CD promotion. This checking has no minimum balance requirements and no monthly service fees. New checking accounts can qualify for a gift, a Hurricane Lantern. You also can receive up to a $25 cash bonus for turning in old unused checks and debit cards from your old banks.

Branches are located throughout South Florida in cities that include Hollywood, Sunrise, Tamarac, Boynton Beach, West Palm Beach, Coral Gables, Doral, Hialeah, South Miami, Brandon, North St. Petersburg, Port Richey, Palm City and Fort Pierce.

The bank has been FDIC insured since 1952 (FDIC Certificate # 30559). It has a 3 star rating (adequate) at BauerFinancial based on 3/31/08 data.

Thanks to the reader who mentioned this CD special in the comments.

Other High Certificate of Deposit Rates

Wachovia just started a CD promotion that includes a 4.25% APY 12-month CD (see post). For more high CD rates, please refer to my Nationwide CD rate summary.
  Tags: CD rates, Florida

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