Dedicated to Deposits: Deals, Data, and Discussion

5.00% 60-Month CD at a New Jersey CU (Garden Savings)

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Garden Savings Federal Credit Union
Garden Savings FCU has recently raised the yield on its 60-month CD term to 5.00% APY. The minimum deposit is $500. This rate is also available as an IRA CD. In my last post on this credit union in late May, I reported on its 4.33% APY 36-month CD and 4.59% APY 48-month CD. Both of these are still available.

Membership is open to those who live, work, worship, or attend school in Newark, Elizabeth, or Jersey City. In addition, you can be eligible to join via Select Employer Groups and via family. Please refer to their membership page for more details. Membership requires a minimum deposit of $5 into the share savings account.

Branches are located in Parsippany, Newark, Whippany, Montville and Morristown, NJ. The credit union is federally insured by the NCUA (Charter # 18710). It has $164.1 million in assets and 16,788 members.

Related Pages: Garden Savings Federal Credit Union, CD rates, New Jersey

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