Bank Deals Weekly Summary for June 7, 2008
Jun 7, 2008 - 4:54 PM by Ken Tumin
Quick Link for Rates, Recap of this week's posts
This was a good week for those looking for savings account promotions. HSBC Direct was the first to launch a promotion on its online savings account. HSBC is guaranteeing 3.50% APY through 8/15/08. Before this promo, the online savings account had a yield of 3.05% APY. It's nice to see a new promo even though the 3.50% yield isn't anything too exciting. At least it doesn't require a new account or new money (see post).
This promo should help increase the competition in online savings accounts. One bank that already has raised its online savings account yield to 3.50% is ShoreBank. It had previously been 3.30% before this week (see post).
There's a more attractive online savings account promotion at the small bank 1st Constitution Direct. This bank is offering 4.00% APY on all balances guaranteed for 3 months from account opening. The only problem with this account is that after the promotion period, the account goes back to a tiered account which requires $10,000 to earn a decent yield. On the plus side, there are no minimum balance requirements or monthly fees (see post).
Two other nice savings account rate increases this week occurred at EverBank which raised its ongoing money market yield from 2.76% to 3.06% APY. Its 3-month intro yield remains at 4.01% APY. Zions Bank raised the yield on the lower tiers of its Deseret MMA. The lowest tier with a minimum $2.5K now has a yield of 3.25% APY (was 2.53% APY).
Another bit of positive news this week was at Alliant Credit Union which kept the yield on its savings account at 4.00% APY. This 4.00% APY should remain through June.
On the downside, Countrywide Bank lowered the rate on its savingslink account from 3.80% to 3.75% APY. Indymac Bank kept the rate of its E-Money Market account at 3.85% APY, but it raised the minimum balance that qualifies for this rate from $1K to $10K. Balances under $10K now only earn 1.35% APY. This is the same thing that Indymac did several months ago to its Internet First Rate MMA.
5% Certificate of Deposit Yields
Indymac Bank came out with a new internet CD special this week with a yield of 4.15% APY for an 18-month term. They still have their 10-month special which has a yield of 4.05% APY (see post).
Even though Alliant Credit Union kept its savings account yield the same, it lowered the yield on its CDs. The top yield for a $25K deposit dropped from 4.15% to 3.90% APY for terms of 12 to 24 months (see post).
National City is once again extending its CD promotion. The last promotion was scheduled to end after today. National City's promo page hasn't changed yet, but I called National City today, and I was informed that the top yield for terms of 30 to 48 months will fall from 4.75% to 4.50% APY (4.25% without a checking). However, the top yields for terms from 13 to 29 months will remain at 4.00% APY (3.75% without a checking). More details about these CDs are available in this post.
The Wall Street Journal reported yesterday that National City Bank entered into a non-public "memorandum of understanding" with federal regulators, effectively putting the bank on probation (see MarketWatch article). I don't think they're close to failure, but as I always recommend, make sure you stay below the FDIC insurance limits.
OnBank increased the rates on its online CDs this week. It also added several long term CDs. OnBank has the top CD on my list for terms of 24 and 48 months. The most competitive yields range from 3.85% APY for an 18-month term to 4.85% APY for a 60-month term. OnBank is an internet division of M&T Bank which is a large New York bank with a 4 star rating (sound) at Bankrate based on 12/31/07 data. For those looking for competitive long-term CD rates at a strong bank, this is one option. I have more details on OnBank in this post.
There continues to be some good long-term CD deals. Wachovia increaed the yield of its featured 60-month CD in some states to 5% APY. For other states the yield is 4.75% APY. Wachovia also has some competitive rates on featured CDs with shorter terms (see post)
NASA FCU came out with a 5% APY 55-month CD special with a minimum deposit of $25K. This is one of the credit unions that anyone can join (see post).
More Nationally Available Reward Checking Accounts
A new resource for reward checking accounts was launched this week at CheckingFinder.com. It lists several reward checking accounts from around the US, and it allows you to apply online through their website. I've checked with four of the banks listed and confirmed that you can apply through CheckingFinder without coming into a branch. The yields range from 5.36% to 6.01%. I now have 20 banks and credit unions with nationally available reward checking accounts. Please refer to this High Yield Checking webpage to see the full list. This CheckingFinder is far from a comprehensive list of reward checking accounts. I have many more listed in my High Yield Checking website. I now have a total of 205 banks and credit unions listed from most states.
Recap for the Week - Links to This Week's Posts
Banking News
Savings and Money Market Deals - National
CD Deals - National
Checking/Savings Account Bonuses
Reward Checking Accounts
CD and Money Market Deals - Local
The rates listed below are based on Annual Percentage Yield (APY). No minimum balances are required unless noted. MMA next to the rates indicate a money market account. Most MMAs have check writing and ATM cards. Online savings accounts usually lack both of these. The top lists include banks and credit unions with broad availability and with minimums around $10K or less. Previous weekly summaries are available for May 31st, May 24th, May 17th, May 10th, May 3rd, Apr 26th, Apr 19th, Apr 12th and Apr 5th.
Quick Links: Refer to the following links for the savings accounts and CDs that interest you: Liquid Account Rates: Savings Accounts, Reward Checking, Local checking/savings, Bank alternatives CD Rates: 3 Mo CDs, 6 Mo CDs, 9 Mo CDs, 12 Mo CDs, 18 Mo CDs, 24 Mo CDs, 36 Mo CDs, 48 Mo CDs, 60 Mo CDs, 84 Mo CDs, CDs by state Comments: read and discuss
As of June 7, 2008
Checking/Savings/Money Market Accounts:
3-Month Certificates of Deposit:
6-Month Certificates of Deposit:
9-Month Certificates of Deposit:
12-Month Certificates of Deposit:
18-Month Certificates of Deposit:
24-Month Certificates of Deposit:
36-Month Certificate of Deposit:
48-Month Certificate of Deposit:
60-Month Certificate of Deposit:
84-Month Certificate of Deposit:
High Yield Reward Checking Accounts - Open to All
Checking and Saving Accounts at Local Banks/Credit Unions
CD Specials at Local Credit Unions/Banks Over the Last Month
Terms of 60 Months and Over
Terms of 24 Months to Under 60 Months
Terms of 12 Months to Under 24 Months
Terms of Under 12 Months
Bank Account Alternatives
Historical Rates from the Federal Reserve (Federal funds, Treasury bills, CD's)
This was a good week for those looking for savings account promotions. HSBC Direct was the first to launch a promotion on its online savings account. HSBC is guaranteeing 3.50% APY through 8/15/08. Before this promo, the online savings account had a yield of 3.05% APY. It's nice to see a new promo even though the 3.50% yield isn't anything too exciting. At least it doesn't require a new account or new money (see post).
This promo should help increase the competition in online savings accounts. One bank that already has raised its online savings account yield to 3.50% is ShoreBank. It had previously been 3.30% before this week (see post).
There's a more attractive online savings account promotion at the small bank 1st Constitution Direct. This bank is offering 4.00% APY on all balances guaranteed for 3 months from account opening. The only problem with this account is that after the promotion period, the account goes back to a tiered account which requires $10,000 to earn a decent yield. On the plus side, there are no minimum balance requirements or monthly fees (see post).
Two other nice savings account rate increases this week occurred at EverBank which raised its ongoing money market yield from 2.76% to 3.06% APY. Its 3-month intro yield remains at 4.01% APY. Zions Bank raised the yield on the lower tiers of its Deseret MMA. The lowest tier with a minimum $2.5K now has a yield of 3.25% APY (was 2.53% APY).
Another bit of positive news this week was at Alliant Credit Union which kept the yield on its savings account at 4.00% APY. This 4.00% APY should remain through June.
On the downside, Countrywide Bank lowered the rate on its savingslink account from 3.80% to 3.75% APY. Indymac Bank kept the rate of its E-Money Market account at 3.85% APY, but it raised the minimum balance that qualifies for this rate from $1K to $10K. Balances under $10K now only earn 1.35% APY. This is the same thing that Indymac did several months ago to its Internet First Rate MMA.
5% Certificate of Deposit Yields
Indymac Bank came out with a new internet CD special this week with a yield of 4.15% APY for an 18-month term. They still have their 10-month special which has a yield of 4.05% APY (see post).
Even though Alliant Credit Union kept its savings account yield the same, it lowered the yield on its CDs. The top yield for a $25K deposit dropped from 4.15% to 3.90% APY for terms of 12 to 24 months (see post).
National City is once again extending its CD promotion. The last promotion was scheduled to end after today. National City's promo page hasn't changed yet, but I called National City today, and I was informed that the top yield for terms of 30 to 48 months will fall from 4.75% to 4.50% APY (4.25% without a checking). However, the top yields for terms from 13 to 29 months will remain at 4.00% APY (3.75% without a checking). More details about these CDs are available in this post.
The Wall Street Journal reported yesterday that National City Bank entered into a non-public "memorandum of understanding" with federal regulators, effectively putting the bank on probation (see MarketWatch article). I don't think they're close to failure, but as I always recommend, make sure you stay below the FDIC insurance limits.
OnBank increased the rates on its online CDs this week. It also added several long term CDs. OnBank has the top CD on my list for terms of 24 and 48 months. The most competitive yields range from 3.85% APY for an 18-month term to 4.85% APY for a 60-month term. OnBank is an internet division of M&T Bank which is a large New York bank with a 4 star rating (sound) at Bankrate based on 12/31/07 data. For those looking for competitive long-term CD rates at a strong bank, this is one option. I have more details on OnBank in this post.
There continues to be some good long-term CD deals. Wachovia increaed the yield of its featured 60-month CD in some states to 5% APY. For other states the yield is 4.75% APY. Wachovia also has some competitive rates on featured CDs with shorter terms (see post)
NASA FCU came out with a 5% APY 55-month CD special with a minimum deposit of $25K. This is one of the credit unions that anyone can join (see post).
More Nationally Available Reward Checking Accounts
A new resource for reward checking accounts was launched this week at CheckingFinder.com. It lists several reward checking accounts from around the US, and it allows you to apply online through their website. I've checked with four of the banks listed and confirmed that you can apply through CheckingFinder without coming into a branch. The yields range from 5.36% to 6.01%. I now have 20 banks and credit unions with nationally available reward checking accounts. Please refer to this High Yield Checking webpage to see the full list. This CheckingFinder is far from a comprehensive list of reward checking accounts. I have many more listed in my High Yield Checking website. I now have a total of 205 banks and credit unions listed from most states.
Recap for the Week - Links to This Week's Posts
Banking News
- FDIC in Action - Behind the Scenes at Last Week's Bank Closure
- Survey of Cash Back Credit Cards
- Reward Checking News and Resources
Savings and Money Market Deals - National
- 4.00% Online Savings Account Guaranteed For 3 Months at 1st Constitution Direct
- ShoreBank Raises Savings Account Yield to 3.50%
- HSBC Direct's New Savings Account Promo - 3.50% Guaranteed to 8/15/08
CD Deals - National
- 4.00% 18-Month CD at Geauga Savings Bank - Nationally Available
- Update on Indymac Bank CDs, Savings Account and Latest Financial Health News
- Update on Alliant Credit Union Rates
- Update on Wachovia CDs, Deals and News
- 5.00% 55-Month CD at NASA FCU - Easy Membership
Checking/Savings Account Bonuses
- Up to $200 Checking Account Bonus at a PA/WV/OH Bank (WesBanco)
- $100 Checking Account/Direct Deposit Bonus at PNC Bank
- Update on HSBC Online Savings Account Promo and a New Checking Account Bonus
- 2GB iPod Shuffle Checking Account Bonus at Compass Bank
- 4GB iPod nano Checking Account Bonus at a Hawaii Bank (Central Pacific)
- $50 Checking Account Bonus without DD at TCF Bank
Reward Checking Accounts
- 5.01% Reward Checking Account at a Virginia Bank (Valley)
- 5.36% Reward Checking Account at a Florida Bank - Nationally Available (First East Side Savings)
- 5.51% Reward Checking Account at a Georgia Bank - Available Nationwide (United National)
- 6.01% Reward Checking Account at Lee Count Bank & Trust
- 5.01% Reward Checking Account at a Washington State CU (Numerica)
- 4.55% Reward Checking Account at a VT/NH Bank (Passumpsic Savings)
CD and Money Market Deals - Local
- 4.01% 21-Month / 3.76% 17-Month CD at a Kansas Bank - Add-On Feature (Security Savings)
- 4.00% 15-Month CD at an Ohio Bank (The Citzens National Bank)
- 3.80% 8-Month CD at a WA/OR Bank (Frontier)
- 3.50% 10-Month CD at a Virginia Bank - Add-On (Valley)
- 3.50% 12-Month / 3.40% 9-Month CD at a California Bank - Plus MMA Promo (County)
- 4.00% 24-Month CD at a MO/KS/CO Bank (Hillcrest)
- 5.00% 60-Month CD at an Illinois Bank (Southern Trust)
- 8.00% 8-Month CD at an Oregon CU - $5K Max (Northwest Resource)
- 4.06% 15-Month CD at a Texas Credit Union (Velocity)
- 3.65% 6-Month / 3.75% 12-Month CD at a Texas CU (Austin Telco) EXPIRED
- 3.56% 6-Month / 3.76% 12-Month CD at a Florida Bank (Bank of St. Petersburg) EXPIRED
- 3.75% 6-Month CD at a California CU - Easy Membership (E-Central)
- 4.25% 24-Month / 3.91% 16-Month CD at First Commercial Bank of Florida - EXPIRED
- 4.00% 6-Month CD at a California Bank - $10K Max (Guaranty) EXPIRED
- 4.16% 30-Month / 3.51% 10-Month CD at a Washington State CU (Numerica)
- 4.25% 15-Month CD at a Georgia Bank (Alpha Bank & Trust)
- 3.76% 7-Month CD at a Nevada Bank (First National Bank of Nevada)
- 3.76% 7-Month CD at an Arizona Bank (First National Bank of Arizona)
The rates listed below are based on Annual Percentage Yield (APY). No minimum balances are required unless noted. MMA next to the rates indicate a money market account. Most MMAs have check writing and ATM cards. Online savings accounts usually lack both of these. The top lists include banks and credit unions with broad availability and with minimums around $10K or less. Previous weekly summaries are available for May 31st, May 24th, May 17th, May 10th, May 3rd, Apr 26th, Apr 19th, Apr 12th and Apr 5th.
Quick Links: Refer to the following links for the savings accounts and CDs that interest you: Liquid Account Rates: Savings Accounts, Reward Checking, Local checking/savings, Bank alternatives CD Rates: 3 Mo CDs, 6 Mo CDs, 9 Mo CDs, 12 Mo CDs, 18 Mo CDs, 24 Mo CDs, 36 Mo CDs, 48 Mo CDs, 60 Mo CDs, 84 Mo CDs, CDs by state Comments: read and discuss
As of June 7, 2008
Checking/Savings/Money Market Accounts:
- High Yield Reward Checking Accounts Around the Nation
- Checking/Savings Account Bonuses
- Latest CD and Savings Account Deals with No Major Deposit Limitiations
- AARP Financial Savings Center - 4.05%, AARP membership req, account review
- EverBank - 4.01% ($1.5K min), 3mo promo, account review
- Alliant Credit Union - 4.00% (min $100) account review
- 1st Constitution Direct - 4.00% (min $100), 3 mo promo, account review
- SmartyPig - 3.90% (min $25) access restrictions, account review
- Indymac Bank - 3.85% (E-Money Market) (min $10K) account review
- Corus Bank - 3.80% MMA (min $10K) account review
- E-LOAN - 3.75%, new account promo, ($5K min), account review
- Countrywide - 3.75% (min $10K), account review
- OneUnited - 3.60% (min $1K), account review ($50 bonus)
- Century Bank Direct - 3.57% MMA (min $1K) account review
- HSBC Direct - 3.50%, promo, account review
- ShoreBank - 3.50%, account review
- OnBank - 3.50%, account review
- Capital One - 3.50% (Savings) (min $10K) account review
- Flagstar - 3.50% MMA, account review
- Provident Direct - 3.50%, account review
- Amegy Bank - 3.46% (min $10K) account review
- Bank of Internet - 3.46% MMA (min $100) account review
- Century Bank Direct - 3.41% (min $100) account review
- Bank of Internet - 3.40% Checking, for those 50+, account review
- UmbrellaBank - 3.40% MMA (min $1K), account review
- Century Bank Direct - 3.35% Checking (min $100) account review
- GCF Bank - 3.34% (min $100), 3-mo promo, account review
- Washington Mutual - 3.30% (requires checking), account review
- iGObanking - 3.28%, account review
- Zions Bank - 3.25% MMA, outside of Utah, (min $2.5K) account review
- Amboy Direct - 3.25% (min $3K) (eSavings) account review
- FNBO Direct - 3.25%, account review
- M&T Bank - 3.25%, account review
- Doral Bank Direct - 3.25% (min $1K) account review
- Nationwide Bank - 3.25% MMA (min $1K) account review
- CapitalOne/Costco - 3.20% MMA (min $1K, Costco members only, $50 deal for exec. members)
- WTDirect - 3.16% ($10K min), account review
- ETrade Bank - 3.15%, post ($25 bonus)
- Beverly National Bank - 3.10% (min $5K) account review
- EverBank - 3.06% MMA ($1.5K min) account review
- Heartland Bank Direct - 3.05%, ($500 min), account review
- AmboyDirect - 3.05% (Premium Savings) post ($25 bonus)
- Savings Square - 3.05%, account review
- Discover Bank - 3.04% MMA (min $2.5K) (3.14% for $50K+) account review
- UFB Direct - 3.01%, account review
- FirstFedDirect - 3.01% (min $1K) (closed to CA residents), account review
- E-LOAN - 3.01% ($5K min), account review
- UnivestDirect - 3.00%, (1.75% checking), account review
- ING Direct - 3.00%, (1.75% checking), post ($25 bonus)
- Indymac Bank - 3.00% MMA (min $25K) (4.00% $75K+) account review
- Transportation Alliance Bank - 3.00%, ($25 min), account review
- GMAC Bank - 3.00% MMA (min $500), account review
- Salem Five Direct - 3.00% Checking (3.50% $100K+), account review
- Imperial Capital - 3.00% MMA ($2.5K min) (3.65% for $100K+) account review
- Capital One - 3.00% MMA, account review
- KeyDirect - 3.00% MMA (min $50), Not all states, account review
- BankUnited - 3.00% (min $5K), account review
- grand yield direct - 2.75% (min $2.5K) account review
- BancoFortuna.com - 2.75%, account review
- EmigrantDirect - 2.75%, account review
- Mutual Bank - 2.75% MMA (min $5K), account review
- Direct Huntington - 2.70% ($10K min) (3.00% $100K+), account review
- Citibank - 2.65% (Ultimate Money) requires chking & bill pay, account review
- Presidential Bank - 2.60% (min $5K, only first $35K receives this rate), offers 2.00% checking, account review
- Melrose CU - 2.52% (min $25) account review
- AmTrustDirect - 2.50% (e-Savings) account review
- MyBankingDirect - 2.50% MMA (min $5K), account review
- MetLife Bank - 2.45% MMA (min $10K), post ($50 bonus)
- Bank of America DoW - 2.40% MMA (min $5K), account review
- Rainier Pacific - 2.25% MMA account review
- Self-Help Credit Union - 2.23% MMA (min $500), account review
- Bank of America NEA - 2.21% MMA ($500 min) (2.47% for $50K+) account review
- PFF Bank and Trust - 2.10% (min $1K), account review
- Charles Schwab - 2.01% Checking, account review
- Tennessee Commerce Bank - 1.96% (min $10K), account review
- VirtualBank - 1.77% (min $100), (2.79% $50K+/ 3.05% $100K+) post ($20 bonus)
- ebank - 1.75% MMA ($10K min) (2.50% for $100K+), account review
- AmTrustDirect - 1.75% (e-Money Market) (2.00% $25K+, 2.25% $50K+) account review
3-Month Certificates of Deposit:
- E-LOAN - 3.41% ($10K min), account review
- GMAC Bank - 3.35% (min $500), account review
- Imperial Capital - 3.30%, ($2K min), account review
- UmbrellaBank - 3.25% (min $1K)
- Countrywide - 3.25% (min $10K), account review
- ebank - 3.25% (min $1K), 3.50% for ePremium checking customers
- Metropolitan Bank - 3.25% ($2.5K min), account review
- VirtualBank - 3.10% (min $10K), account review
- FirstFedDirect - 3.01% (min $10K), account review
- EverBank - 2.92% ($1.5K min)
- Element Financial - 2.80% (min $10K), account review
- Self-Help Credit Union - 2.72% (min $500), account review
- UFB Direct - 2.70% (min $8K)
- IndyMac Bank - 2.50% (min $5K), account review
- National Bank of KC - 2.50% (min $10K), account review
- ETrade Bank - 2.50% (min $1K), account review
6-Month Certificates of Deposit:
- Christian Community CU - 4.00% (7-mo) (min $500) not NCUA insured (ASI only) account review
- Corus Bank - 3.70% (min $10K) account review
- E-LOAN - 3.66% ($10K min), account review
- Ascencia Bank - 3.66% (min $500), account review
- Countrywide - 3.60% (min $10K), account review
- AmTrustDirect - 3.51% (min $1K) account review
- Metropolitan Bank - 3.50% ($2.5K min), account review
- Doral Bank Direct - 3.50% (min $1K) account review
- Imperial Capital - 3.50% ($2K min), account review
- GMAC Bank - 3.45% (min $500), account review
- Tennessee Commerce Bank - 3.40% (min $5K)
- UmbrellaBank - 3.35% (min $1K)
- VirtualBank - 3.30% (min $10K), account review
- ING Direct - 3.30%, account review
- La Jolla Bank - 3.30% (min $10K), account review
- University FCU - 3.30% (min $2.5K), account review
- Northrop Grumman FCU - 3.27% (min $40K), account review
- ebank - 3.25% (min $1K), 3.50% for ePremium checking customers
- FirstFedDirect - 3.25% (min $10K), account review
- Advanta Bank - 3.20% (min $10K), account review
- EverBank - 3.15% ($1.5K min)
- Intervest - 3.15% (min $2.5K), account review
- Bank of Internet - 3.05% (min $1K) account review
- Mountain America CU - 3.00% (min $1K) account review
- Capital One - 3.00% (min $5K) account review
- AmboyDirect - 3.00% (7 mo) (min $10K), account review
- Flagstar - 3.00% (min $500), account review
- ETrade Bank - 3.00% (min $1K), account review
- Element Financial - 3.00% (min $10K), account review
- Self-Help Credit Union - 2.96% (min $500), account review
- Air Academy FCU - 2.95% (min $10K) restrictions to membership, account review
- CU of Georgia - 2.94% (min $50K), account review
- UFB Direct - 2.80% (min $8K)
- Principal Bank - 2.75% (7 mo) (min $5K), account review
- iGObanking - 2.75% (min $500), account review
- Century Bank Direct - 2.75% (5 mo) (min $1K) account review
- Western FCU - 2.68% (min $40K), account review
- KeyDirect - 2.65% (min $5K), Not all states, account review
- National Bank of KC - 2.55% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
- IndyMac Bank - 2.50% (min $5K), account review
- Wells Fargo - 2.30% (5 months) (min $5K), rate and min vary by state, account review
- Lehman Brothers Bank - 2.07% (min $1K)
- Washington Mutual - 2.00% (min $1K), account review
9-Month Certificates of Deposit:
- IndyMac Bank - 4.05% (10 mo) (min $5K), account review
- AmTrustDirect - 3.76% (min $1K) account review
- Imperial Capital - 3.70% ($2K min), account review
- E-LOAN - 3.70% ($10K min), account review
- GMAC Bank - 3.55% (min $500), account review
- Doral Bank Direct - 3.50% (min $1K) account review
- VirtualBank - 3.30% (min $10K), account review
- ING Direct - 3.30% account review
- EverBank - 3.27% ($1.5K min)
- Countrywide - 3.25% (min $10K), account review
- UmbrellaBank - 3.20% (min $1K)
- Element Financial - 3.15% (min $10K), account review
- Century Bank Direct - 3.11% (10 mo) (min $1K) account review
- FirstFedDirect - 3.10% (min $10K), account review
- Bank of Internet - 3.05% (min $1K) account review
- Academy Bank - 2.95% (min $500), account review
- iGObanking - 2.75% (min $500), account review
- National Bank of KC - 2.55% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
12-Month Certificates of Deposit:
- E-LOAN - 3.91% ($10K min), account review
- Countrywide - 3.90% (min $10K), account review
- Alliant Credit Union - 3.90% (min $25K) account review
- Ascencia Bank - 3.87% (min $500), account review
- State Bank of India - 3.80% (min $5K) account review
- AmTrustDirect - 3.77% (min $1K) account review
- Corus Bank - 3.76% (min $10K) account review
- Tennessee Commerce Bank - 3.75% (min $5K)
- Zopa - 3.75% (min $500) account review
- Imperial Capital - 3.75% ($2K min), account review
- Flagstar - 3.74% (min $500), account review
- Pacific Mercantile Bank - 3.66% (min $10K) account review
- GMAC Bank - 3.65% (min $500), account review
- Advanta Bank - 3.60% (min $10K), account review
- M&T Bank - 3.59% (min $5K) account review
- VirtualBank - 3.56% (min $10K), account review
- Melrose CU - 3.55% (min $5K) account review
- UmbrellaBank - 3.55% (min $1K)
- EverBank - 3.54% ($1.5K min)
- Transportation Alliance Bank - 3.54% ($1K min)
- Mutual Bank - 3.51% (min $1K) account review
- First State Bank - 3.50% ($1K min), account review
- Metropolitan Bank - 3.50% ($2.5K min), account review
- Doral Bank Direct - 3.50% (min $1K) account review
- Northrop Grumman FCU - 3.46% (min $40K), account review
- Air Force FCU - 3.45% (min $25K) restrictions to membership, account review
- Element Financial - 3.45% (min $10K), account review
- University FCU - 3.45% (min $2.5K), account review
- La Jolla Bank - 3.45% (min $10K), account review
- Bank of Internet - 3.41% (min $1K) account review
- Discover Bank - 3.35% (min $2.5K) account review
- ETrade Bank - 3.30% (min $1K), account review
- ING Direct - 3.30% account review
- FirstFedDirect - 3.30%, (min $10K) account review
- iGobanking - 3.28% (min $500), account review
- Intervest - 3.25% (min $2.5K), account review
- Capital One - 3.25% (min $5K) account review
- ebank - 3.25% (min $1K), 3.50% for ePremium checking customers
- Self-Help Credit Union - 3.18% (min $500), account review
- Air Academy FCU - 3.15% (min $10K) membership restrictions, account review
- Mountain America CU - 3.10% (min $1K) account review
- GTE FCU - 3.09% (min $500) account review
- Delta Community CU - 3.05% (min $1K) account review
- CU of Georgia - 3.04% (min $50K), account review
- Principal Bank - 3.00% (14 mo) (min $5K), account review
- Western FCU - 3.00% (min $40K), account review
- KeyDirect - 3.00% (min $5K), Not all states, account review
- UFB Direct - 2.95% (min $8K)
- Academy Bank - 2.90% (min $500), account review
- Navy FCU - 2.90% ($20K min) (3.05% for $100K+) restrictions to membership, account review
- Washington Mutual - 2.85% (min $1K), account review
- Apple Bank - 2.75% (min $500) account review
- H&R Block Bank - 2.75% (min $250) account review
- IndyMac Bank - 2.65% (min $5K), account review
- National Bank of KC - 2.60% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
- Lehman Brothers Bank - 2.12% (min $1K)
18-Month Certificates of Deposit:
- IndyMac Bank - 4.15% (min $5K), account review
- Mutual Bank - 4.00% (min $1K) account review
- National City Bank - 4.00% (min $10K) 3.75% w/o chk, account review
- Geauga Savings Bank - 4.00% (min $1K) account review
- Alliant Credit Union - 3.90% (min $25K) account review
- OnBank - 3.85% (min $500), account review
- AmTrustDirect - 3.82% (min $1K) account review
- M&T Bank - 3.78% (min $5K) account review
- Tennessee Commerce Bank - 3.75% (min $5K)
- GMAC Bank - 3.75% (min $500) account review
- Discover Bank - 3.71% (min $2.5K), account review
- Advanta Bank - 3.66% (min $10K), account review
- Capital One - 3.55% (min $5K) account review
- First State Bank - 3.50% ($1K min), account review
- Element Financial - 3.50% (min $10K), account review
- Bank of Internet - 3.41% (min $1K) account review
- Intervest - 3.35% (min $2.5K), account review
- ETrade Bank - 3.30% (min $1K), account review
- EverBank - 3.28% ($1.5K min)
- ebank - 3.25% (min $1K), 3.50% for ePremium checking customers
- Doral Bank Direct - 3.25% (min $1K) account review
- Flagstar - 3.20% (min $500), account review
- Mountain America CU - 3.15% (min $1K) account review
- Countrywide - 3.00% (min $10K), account review
- Academy Bank - 2.85% (min $500) account review
- VirtualBank - 2.79% (min $10K), account review
- iGObanking - 2.75% (min $500) account review
- H&R Block Bank - 2.75% (min $250) account review
- National Bank of KC - 2.60% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
- ING Direct - 2.50%, account review
- Lehman Brothers Bank - 2.17% (min $1K)
24-Month Certificates of Deposit:
- OnBank - 4.15% (min $500), account review
- State Bank of India - 4.06% (min $5K) account review
- Discover Bank - 4.02% (min $2.5K) account review
- Ascencia Bank - 4.01% (min $500), account review
- National City Bank - 4.00% (min $10K) 3.75% w/o chk, account review
- iGObanking - 4.00% (min $500) account review
- Capital One - 4.00% (min $5K) account review
- KeyDirect - 4.00% (23 mo) (min $5K),Not all states, account review
- GMAC Bank - 4.00% (min $500) account review
- Huntington - 4.00% (min $1K) account review
- E-LOAN - 3.97% ($10K min), account review
- Alliant Credit Union - 3.90% (min $25K) account review
- M&T Bank - 3.87% (min $5K) account review
- Air Force FCU - 3.85% (min $25K) restrictions to membership, account review
- Tennessee Commerce Bank - 3.85% (min $5K)
- Countrywide - 3.75% (min $10K), account review
- Mutual Bank - 3.70% (min $1K) account review
- Advanta Bank - 3.66% (min $10K), account review
- Presidential Bank - 3.65% (min $1K)
- Transportation Alliance Bank - 3.64% ($1K min)
- Intervest - 3.60% (min $2.5K), account review
- Element Financial - 3.60% (min $10K), account review
- EverBank - 3.57% ($1.5K min)
- Northrop Grumman FCU - 3.57% (min $40K), account review
- VirtualBank - 3.56% (min $10K), account review
- Melrose CU - 3.55% (min $5K) account review
- University FCU - 3.55% (min $2.5K), account review
- AmTrustDirect - 3.50% (min $1K) account review
- Bank of Internet - 3.46% (min $1K) account review
- Self-Help Credit Union - 3.45% (min $500), account review
- Air Academy FCU - 3.35% (min $10K) membership restrictions, account review
- UFB Direct - 3.30% (min $8K)
- CU of Georgia - 3.25% (min $50K), account review
- ebank - 3.25% (min $1K), 3.50% for ePremium checking customers
- Doral Bank Direct - 3.25% (min $1K) account review
- Delta Community CU - 3.20% (min $1K) account review
- Mountain America CU - 3.20% (min $1K) account review
- Navy FCU - 3.05% ($20K min) (3.20% for $100K+) restrictions to membership, account review
- Western FCU - 3.04% (min $40K), account review
- Apple Bank - 3.00% (min $500) account review
- Flagstar - 3.00% (min $500), account review
- H&R Block Bank - 2.75% (min $250) account review
- IndyMac Bank - 2.75% (min $5K), account review
- National Bank of KC - 2.70% (min $10K), account review
- ING Direct - 2.50% account review
- Lehman Brothers Bank - 2.28% (min $1K)
36-Month Certificate of Deposit:
- National City Bank - 4.50% (min $10K) 4.25% w/o chk, account review
- OnBank - 4.35% (min $500), account review
- State Bank of India - 4.32% (min $5K) account review
- Discover Bank - 4.26% (min $2.5K) account review
- E-LOAN - 4.25% ($10K min), account review
- GMAC Bank - 4.20% (min $500) account review
- M&T Bank - 4.16% (min $5K) account review
- Capital One - 4.10% (min $5K) (4.35% $100K+) account review
- Pentagon Federal CU - 4.01% (min $1K), account review
- KeyDirect - 4.00% (min $5K), Not all states, account review
- Ascencia Bank - 3.97% (min $500), account review
- Countrywide - 3.95% (min $10K), account review
- Air Force FCU - 3.90% (min $25K) restrictions to membership, account review
- Intervest - 3.90% (min $2.5K), account review
- Tennessee Commerce Bank - 3.90% (min $5K)
- EverBank - 3.85% ($1.5K min)
- Self-Help Credit Union - 3.83% (min $500), account review
- Mutual Bank - 3.80% (min $1K) account review
- Melrose CU - 3.80% (min $5K) account review
- Transportation Alliance Bank - 3.75% ($1K min)
- Advanta Bank - 3.75% (min $10K), account review
- University FCU - 3.75% (min $2.5K), account review
- ETrade Bank - 3.75% (min $1K), account review
- Northrop Grumman FCU - 3.72% (min $40K), account review
- Element Financial - 3.70% (min $10K), account review
- First State Bank - 3.65% ($1K min), account review
- UFB Direct - 3.55% (min $8K)
- Mountain America CU - 3.55% (min $1K) account review
- Air Academy FCU - 3.55% (min $10K) membership restrictions, account review
- Bank of Internet - 3.51% (min $1K) account review
- AmTrustDirect - 3.50% (min $1K) account review
- Doral Bank Direct - 3.50% (min $1K) account review
- Agriculture FCU - 3.50% (min $1K), account review
- CU of Georgia - 3.35% (min $50K), account review
- Flagstar - 3.35% (min $500), account review
- National Bank of KC - 3.30% (min $10K), account review
- Delta Community CU - 3.25% (min $1K) account review
- Patelco CU - 3.20% ($1K min), account review
- Principal Bank - 3.20% (33 mo) (min $5K), account review
- Navy FCU - 3.20% ($20K min) (3.30% for $100K+) restrictions to membership, account review
- Western FCU - 3.19% (min $40K), account review
- ebank - 3.00% (min $1K), 3.25% for ePremium checking customers
- H&R Block Bank - 3.00% (min $250) account review
- VirtualBank - 2.79% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
- ING Direct - 2.50%, account review
- Lehman Brothers Bank - 2.38% (min $1K)
48-Month Certificate of Deposit:
- OnBank - 4.65% (min $500), account review
- Discover Bank - 4.57% (min $2.5K) account review
- E-LOAN - 4.55% ($10K min), account review
- Capital One - 4.50% (min $5K) (4.75% $100K+) account review
- National City Bank - 4.50% (min $10K) 4.25% w/o chk, account review
- GMAC Bank - 4.40% (min $500) account review
- M&T Bank - 4.39% (min $5K) account review
- KeyDirect - 4.25% (min $5K), Not all states, account review
- Countrywide - 4.20% (min $10K), account review
- EverBank - 4.17% ($1.5K min)
- Self-Help Credit Union - 4.11% (min $500), account review
- Melrose CU - 4.06% (min $5K) account review
- Pentagon Federal CU - 4.01% (min $1K), account review
- Intervest - 4.00% (min $2.5K), account review
- Advanta Bank - 4.00% (min $10K), account review
- Washington Mutual - 4.00% (min $1K), account review
- Tennessee Commerce Bank - 3.95% (min $5K)
- University FCU - 3.87% (min $2.5K), account review
- Mountain America CU - 3.85% (min $1K) account review
- Northrop Grumman FCU - 3.83% (min $40K), account review
- Element Financial - 3.80% (min $10K), account review
- Transportation Alliance Bank - 3.79% ($1K min)
- First State Bank - 3.75% ($1K min), account review
- National Bank of KC - 3.75% (min $10K), account review
- Agriculture FCU - 3.70% (min $1K), account review
- Flagstar - 3.65% (min $500), account review
- Air Academy FCU - 3.65% (min $10K) membership restrictions, account review
- Bank of Internet - 3.56% (min $1K) account review
- CU of Georgia - 3.56% (min $50K), account review
- H&R Block Bank - 3.50% (min $250) account review
- Doral Bank Direct - 3.50% (min $1K) account review
- Navy FCU - 3.50% ($20K min) restrictions to membership, account review
- Patelco CU - 3.45% ($1K min), account review
- Western FCU - 3.39% (min $40K), account review
- USA FCU - 3.14% (min $1K) account review
- ebank - 3.00% (min $1K), 3.25% for ePremium checking customers
- VirtualBank - 2.79% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
- ING Direct - 2.50%, account review
- Lehman Brothers Bank - 2.43% (min $1K)
60-Month Certificate of Deposit:
- KeyDirect - 5.00% (min $5K), Not all states, account review
- NASA FCU - 5.00% (55 mo) (min $25K) account review
- US Bank - 4.85% (min $1K), Not all states, account review
- OnBank - 4.85% (min $500), account review
- State Bank of India - 4.84% (min $5K) account review
- Discover Bank - 4.81% (min $2.5K) account review
- Capital One - 4.75% (min $5K) (5.00% $100K+) account review
- E-LOAN - 4.75% ($10K min), account review
- Wachovia - 4.75% (min $5K) req chk (5% in some states) account review
- M&I Bank - 4.65% (min $2.5K), Not all states, account review
- Pentagon Federal CU - 4.60% (min $1K), account review
- M&T Bank - 4.57% (min $5K) account review
- GMAC Bank - 4.50% (min $500) account review
- EverBank - 4.35% ($1.5K min)
- Melrose CU - 4.32% (min $5K) account review
- Self-Help Credit Union - 4.31% (min $500), account review
- Mountain America CU - 4.30% (min $1K) account review
- Intervest - 4.25% (min $2.5K), account review
- Advanta Bank - 4.25% (min $10K), account review
- Navy FCU - 4.25% ($20K min) (4.40% for $100K+) restrictions to membership, account review
- Countrywide - 4.20% (min $10K), account review
- Northrop Grumman FCU - 4.19% (min $40K), account review
- ETrade Bank - 4.15% (min $1K), account review
- Mutual Bank - 4.10% (min $1K) account review
- University FCU - 4.05% (min $2.5K), account review
- Transportation Alliance Bank - 4.04% ($1K min)
- First State Bank - 4.00% ($1K min), account review
- National Bank of KC - 4.00% (min $10K), account review
- Element Financial - 4.00% (min $10K), account review
- Agriculture FCU - 4.00% (min $1K), account review
- iGobanking - 4.00% (min $500), account review
- Washington Mutual - 4.00% (min $1K), account review
- Ascencia Bank - 3.97% (min $500), account review
- Air Force FCU - 3.95% (min $25K) restrictions to membership, account review
- Tennessee Commerce Bank - 3.95% (min $5K)
- UFB Direct - 3.90% (min $8K)
- Bank of Internet - 3.82% (min $1K) account review
- Flagstar - 3.80% (min $500), account review
- Presidential Bank - 3.75% (min $1K)
- Air Academy FCU - 3.75% (min $10K) membership restrictions, account review
- CU of Georgia - 3.71% (min $50K), account review
- Patelco CU - 3.71% ($1K min), account review
- VirtualBank - 3.56% (min $10K), account review
- Western FCU - 3.55% (min $40K) account review
- AmTrustDirect - 3.50% (min $1K) account review
- Delta Community CU - 3.50% (min $1K) account review
- Telcom Credit Union - 3.50% (min $500) account review
- H&R Block Bank - 3.50% (min $250) account review
- Doral Bank Direct - 3.50% (min $1K) account review
- USA FCU - 3.25% (min $1K) account review
- Apple Bank - 3.00% (min $500) account review
- ebank - 3.00% (min $1K), 3.25% for ePremium checking customers
- ING Direct - 3.00%, account review
- EmigrantDirect - 2.50% (min $1K)
- Lehman Brothers Bank - 2.48% (min $1K)
84-Month Certificate of Deposit:
- Navy FCU - 5.00% ($20K min) restrictions to membership, account review
- KeyDirect - 5.00% (min $5K) (5.00% 10yr $100K+) Not all states, account review
- Capital One - 5.00% (min $5K) (5.25% 7yr for $100K+) account review
- Pentagon Federal CU - 4.60% (min $1K), account review
- Intervest - 4.27% (min $2.5K), account review
- Countrywide - 3.00% (min $10K), account review
- EmigrantDirect - 2.50% (min $1K)
High Yield Reward Checking Accounts - Open to All
Checking and Saving Accounts at Local Banks/Credit Unions
- Local High Yield Reward Checking Accounts Ordered by States
- Local High Yield Reward Checking Accounts
- 4.25% 3-Month Money Market Promo at Amboy (New Jersey)
- 3.05% Checking Account (Florida)
- 3.05% Money Market Account (Utah)
- 3.05% No-Minimum Online Savings Account (New York)
- 3.00% Checking Account (Tennessee)
- 2.85% Low-Minimum Online Savings Account (California)
CD Specials at Local Credit Unions/Banks Over the Last Month
- Alabama deals and CD rates
- Alaska deals and CD rates
- Arizona deals and CD rates
- Arkansas deals and CD rates
- California deals and CD rates
- Colorado deals and CD rates
- Connecticut deals and CD rates
- Delaware deals and CD rates
- District of Columbia deals and CD rates
- Florida deals and CD rates
- Georgia deals and CD rates
- Hawaii deals and CD rates
- Idaho deals and CD rates
- Illinois deals and CD rates
- Indiana deals and CD rates
- Iowa deals and CD rates
- Kansas deals and CD rates
- Kentucky deals and CD rates
- Louisiana deals and CD rates
- Maine deals and CD rates
- Maryland deals and CD rates
- Massachusetts deals and CD rates
- Michigan deals and CD rates
- Minnesota deals and CD rates
- Mississippi deals and CD rates
- Missouri deals and CD rates
- Montana deals and CD rates
- Nebraska deals and CD rates
- Nevada deals and CD rates
- New Hampshire deals and CD rates
- New Jersey deals and CD rates
- New Mexico deals and CD rates
- New York deals and CD rates
- North Carolina deals and CD rates
- North Dakota deals and CD rates
- Ohio deals and CD rates
- Oklahoma deals and CD rates
- Oregon deals and CD rates
- Pennsylvania deals and CD rates
- Rhode Island deals and CD rates
- South Carolina deals and CD rates
- South Dakota deals and CD rates
- Tennessee deals and CD rates
- Texas deals and CD rates
- Utah deals and CD rates
- Vermont deals and CD rates
- Virginia deals and CD rates
- Washington State deals and CD rates
- West Virginia deals and CD rates
- Wisconsin deals and CD rates
- Wyoming deals and CD rates
Terms of 60 Months and Over
- 5.00% 60-Month CD at a Michigan CU - $5K Max (United Financial)
- 5.00% 60-Month CD at a Florida CU (Keys)
- 5.00% 60-Month CD at a Illinois Bank (Southern Trust)
Terms of 24 Months to Under 60 Months
- 4.59% 48-Month CD at a New Jersey CU (Garden Savings)
- 4.50% 48-Month CD at a Illinois Bank (Wheatland)
- 4.33% 36-Month CD at a New Jersey CU (Garden Savings)
- 4.25% 36-Month CD at a Texas Bank (Highlands)
- 4.18% 24-Month CD at a Florida Bank (Heritage)
- 4.16% 30-Month CD at a Washington State CU (Numerica)
- 4.06% 24-Month CD at a Maryland CU (Oldham Family Alliance)
- 4.05% 24-Month CD at a WA/ID/MT/OR Bank (Golf Savings)
- 4.00% 25-Month CD at a Michigan Bank (Bank of Auburn Hills)
- 4.00% 24-Month CD at a New York CU (Bethpage)
- 4.00% 25-Month CD at a Texas Bank (Patriot)
- 4.00% 24-Month CD at a MO/KS/CO Bank (Hillcrest)
- 3.75% 30-Month CD at a Pennsylvania Bank (Third Federal)
Terms of 12 Months to Under 24 Months
- 4.30% 18-Month CD at a Colorado Bank (New Frontier)
- 4.25% 15-Month CD at a Georgia Bank (Alpha Bank & Trust)
- 4.10% 18-Month CD at a North Carolina CU (NewBridge)
- 4.06% 15-Month CD at a Texas Credit Union (Velocity)
- 4.05% 23-Month CD at a Florida CU (Keys)
- 4.05% 12-Month CD at a California Bank (Vineyard)
- 4.01% 21-Month CD at a Kansas Bank - Add-On Feature (Security Savings)
- 4.00% 18-Month CD at a Texas Bank (First National)
- 4.00% 12-Month CD at a Illinois Bank (Wheatland)
- 4.00% 18-Month CD at a Florida Bank (AmTrust )
- 4.00% 17-Month CD at a Florida Bank (TIB)
- 4.00% 15-Month CD at a Nevada CU (WestStar)
- 4.00% 15-Month CD at a Ohio Bank (The Citzens National Bank)
- 3.98% 14-Month CD at a Florida Bank (Heritage)
- 3.80% 12-Month CD at a Maryland CU (Oldham Family Alliance)
- 3.76% 17-Month CD at a Kansas Bank - Add-On Feature (Security Savings)
- 3.75% 15-Month CD at a Michigan Bank (Bank of Auburn Hills)
- 3.75% 14-Month CD at a Philadelphia Bank (East River)
- 3.75% 12-Month CD at a Florida Bank (AmTrust )
- 3.75% 12-Month CD at a Texas Bank (Equity)
- 3.75% 15-Month CD at a Texas Bank (Patriot)
- 3.70% 12-Month CD at a Missouri Bank (St. Louis)
- 3.65% 12-Month CD at a Washington State CU (HAPO Community)
- 3.50% 12-Month CD at a Nevada Bank (Community Bank of Nevada)
- 3.50% 12-Month CD at a California Bank - Plus MMA Promo (County)
Terms of Under 12 Months
- 8.00% 8-Month CD at a Oregon CU - $5K Max (Northwest Resource)
- 4.05% 6-Month CD at a Houston Credit Union (Plus4)
- 4.05% 7-Month CD at a California Bank (Vineyard)
- 4.00% 7-Month CD at a California CU - Easy Membership/ASI-Insured Only (Christian Community)
- 4.00% 4-Month CD at a California CU (Pacific Transportation)
- 4.00% 9-Month CD at a Georgia Bank (Cornerstone)
- 4.00% 4-Month CD at a New York Credit Union (Advantage)
- 3.80% 8-Month CD at a WA/OR Bank (Frontier)
- 3.76% 7-Month CD at a Arizona Bank (First National Bank of Arizona)
- 3.76% 7-Month CD at a Nevada Bank (First National Bank of Nevada)
- 3.75% 10-Month CD at a Illinois Bank (St. Charles)
- 3.75% 4-Month CD at a Illinois Bank (St. Charles)
- 3.75% 9-Month CD at a Texas Bank (First National)
- 3.75% 10-Month CD at a Philadelphia Bank (East River)
- 3.75% 6-Month CD at a California CU - Easy Membership (E-Central)
- 3.70% 6-Month CD at a Missouri Bank (St. Louis)
- 3.70% 10-Month CD at a Florida / Alabama CU (Pen Air)
- 3.65% 5-Month CD at a California CU - Add-On Feature (SchoolsFirst)
- 3.60% 6-Month CD at a Washington State CU (HAPO Community)
- 3.60% 9-Month CD at a Chicago Bank (Builders Bank)
- 3.51% 10-Month CD at a Washington State CU (Numerica)
- 3.50% 6-Month CD at a Texas Bank (Equity)
- 3.50% 9-Month CD at a New York CU (Bethpage)
- 3.50% 10-Month CD at a Virginia Bank - Add-On (Valley)
- 3.40% 9-Month CD at a California Bank - Plus MMA Promo (County)
- 3.30% 6-Month CD at a Nevada Bank (Community Bank of Nevada)
Bank Account Alternatives
- Money Magazine article on risk-free investments
- GE Interest Plus - 3.30% rate for $50k+
- Fidelity Money Market Fund - 2.48% 7-day yield ($100 bonus and other info)
- Paypal Money Market Fund - 2.42% 7-day yield (1% cashback debit MasterCard)
- TIAA-CREF Money Market Fund - 2.26% 7-day yeild
- Vanguard Prime Money Market Fund - 2.20% 7-day yield
- FW Thread on Treasury Bills
- I Bonds for 2008, I Bond Article, I Bonds as CD Alternatives
Historical Rates from the Federal Reserve (Federal funds, Treasury bills, CD's)
Nationwide Savings Accounts
Related Posts
Useful Resources
- Weekly Rate Summary
- Bank Reviews
- Bank Health Ratings
- Savings Account Rates (filterable)
- CD Rates (filterable)
- IRA Rates (filterable)
- Checking Accounts (filterable)
- 40 Ways to Get the Most Out of Your Bank
- The Big List of Credit Unions Open to Anyone
- What Do You Need to Open a Bank Account?
- Difference Between Banks and Credit Unions
- Interest Rate vs. APY
- Difference Between Wire Transfer and ACH
- How ACH Transfers Work
- Do I Have to Pay Taxes on Bank Account Interest
- How to Build a CD Ladder
- Blog Archive
- Popular Blog Categories
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
* All banks listed are a Member FDIC.
Sofa King Frustrated (anonymous) - #1, Saturday, June 7, 2008 - 5:55 PM
AARP Savings today made all Jumbo Money Market Account interest rates the same.
How generous of AARP Savings to keep accounts opened prior to May 24 at a higher rate for just two weeks.
F*ck AARP Savings!
(Thanks, BG, for yet another detailed weekly update.)
P.S. Should AARP Savings lower their Jumbo MMA some more, I pray there is a mass withdrawal of all the money deposited into AARP Savings after the word of their 4.75% rate spread around the Internet. That would show these Internet banks that you just can't advertise 4.75% and then so quickly drop the rate. Some banks offer 3-month rate guarantees.
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