Dedicated to Deposits: Deals, Data, and Discussion

4.00% 6-Month / 4.50% 24-Month CD at a Missouri Bank (St. Louis).

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St. Louis Bank
Update 7/19/08: The special CD rates have fallen. Please check the bank's website for the latest rates.

St. Louis Bank is offering some attractive CD specials. These include a 4.00% APY CD with terms of 6 to 12 months, a 4.30% APY 18-month CD, and a 4.50% APY CD with terms from 24 to 60 months. The minimum deposit is $10,000. These CDs are listed in the bank's rate table.

This bank has long offered very competitive CD specials. The specials do come and go quickly, so make sure to verify the rates with the bank before visiting the branch. I've been reporting on this bank's special CDs since 2006 when they were offering CD rates well over 5%.

It appears a branch visit is required to open an account. St. Louis Bank's main location is in Town and Country, Missouri. The bank has been FDIC insured since 2005 (FDIC Certificate # 58018). It has a 3 star rating (adequate) at BauerFinancial based on 3/31/08 data.

Other High Certificate of Deposit Rates

Wachovia is still offering special high rates on many terms including a 4.25% APY 12-month CD (see post). The current highest yield one-year CD is 4.45% APY at Indymac Bank (see post).

To review other high rate CDs available nationwide, please refer to my CD rates summary.

  Tags: St. Louis Bank, CD rates, Missouri

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