Dedicated to Deposits: Deals, Data, and Discussion

4.00% 12-Month / 5.00% 60-Month CD at a Florida Bank (Sunshine State Community).

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Update 8/2/08: The CD rates have gone down. Please check the bank's website for the latest rates.

Update 7/26/08: The 7-month CD special is no longer listed, and the 12-month CD yield has fallen from 4.10% to 4.00% APY. The title has been modified to reflect this change.

Sunshine State Community Bank is offering several competitive CD rates. These include a 4.00% APY 7-month CD, a 4.10% APY 12-month CD and a 5.00% APY 60-month CD. The minimum deposit is $1,000.

It appears a branch visit is required to open an account. Branches are located in east Central Florida cities of Port Orange, Ormond Beach, South Daytona and Holly Hill.

The bank has a 3-star rating (performing) at Bankrate based on 3/31/08 data. It has been FDIC insured since 2000 (FDIC Certificate # 35478).

  Tags: Sunshine State Community Bank, CD rates, Florida

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