Dedicated to Deposits: Deals, Data, and Discussion

4.00% Savings Account Until 12/31/08 at a New Jersey Bank (Two River Community)

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Two River Community Bank is offering 4.00% APY on its Liquid Prestige Savings Account with a minimum balance of $50,000, and with no maximum deposit. The yield is guaranteed to 12/31/2008.

This promotion doesn't seem to be listed at the bank's website. A reader mentioned this promotion in the comments, and I just called for additional details. According to the CSR, the promotion is available at all of their branches. They do require a branch visit to open the account.

According to the CSR, this account has no monthly service fees. The CSR didn't sound too knowledgeable about this account, so you may want to verify the details. Their toll-free number is 1-877-706-9009. The reader mentioned that the bank allows ACH transfers to and from the savings account, but the ACH transfers must be initiated by your other financial institution.

Branches are located in the northern New Jersey cities of Middletown, Farmingdale, Atlantic Highlands, Cliffwood, Port Monmouth, Red Bank, Tinton Falls, W. Long Branch and Manasquan.

The bank has a 4-star rating (excellent) at BauerFinancial based on 3/31/08 data. It has been FDIC insured since 2000 (FDIC Certificate # 35426).

Thanks to the reader who mentioned this savings account in the Finding the Best Deals Post.
  Tags: New Jersey, Two River Community Bank, savings account

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