Central Bank is offering a special CD called the 12 Month Rate Watcher that has a yield of 4.25% APY. The minimum deposit is $5,000. This Rate Watcher CD allows one rate increase during the 12 month term. There's also a 24 Month Rate Watcher CD which allows two rate bumps, but this only has a yield of 3.75% APY.
It appears a branch visit is required to open an account. It's a small one-branch bank located in Tampa, Florida. It was just established in 2007, and thus, doesn't have a rating at BauerFinancial. The bank is a member FDIC (FDIC Certificate # 58377).