Dedicated to Deposits: Deals, Data, and Discussion

4.25% 12-Month CD at a Florida Bank (Central)

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Central Bank (FL)

Central Bank is offering a special CD called the 12 Month Rate Watcher that has a yield of 4.25% APY. The minimum deposit is $5,000. This Rate Watcher CD allows one rate increase during the 12 month term. There's also a 24 Month Rate Watcher CD which allows two rate bumps, but this only has a yield of 3.75% APY.

It appears a branch visit is required to open an account. It's a small one-branch bank located in Tampa, Florida. It was just established in 2007, and thus, doesn't have a rating at BauerFinancial. The bank is a member FDIC (FDIC Certificate # 58377).

  Tags: CD rates, Florida, Central Bank (FL)

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