American River HealthPro CU is offering a reward checking account that pays 3.00% APY on balances up to $25,000 (0.15% for above) if the following monthly requirements are met:
- 12 check card purchases
- one direct deposit of at least $500
- 2 bills paid with Bill Pay
Update 7/04/09: Some important fees to note in the credit union's fee schedule (pdf):
- $12 fee if above requirements are not met
- $5.95 fee if Bill Pay is inactive after 2 months
Branches are located in the California cities of Rancho Cordova, Carmichael, Sacramento and Roseville. The credit union is federally insured by the NCUA (Charter # 68346).
Thanks to the reader who mentioned this reward checking account in the Finding the Best Deals post.
Other Reward Checking Accounts
To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.
07/01/09: 3.00% APY
06/01/09: 3.25% APY
04/04/09: 3.50% APY for under $25K, 0.15% APY for over $25K and base rate
12/31/08: 4.00% APY for under $25K, 0.25% APY for over $25K
10/16/08: 4.25% APY for under $25K, 1.69% APY for over $25K
07/28/08: 6.00% APY for under $25K, 0.25% APY for over $25K