Dedicated to Deposits: Deals, Data, and Discussion

4.00% Savings Account and a 4.10% 9-Month CD at a Pennsylvania Bank (Centric)

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Centric Bank
Centric Bank is offering a Statement Savings Promo with a 4.00% APY on balances of $500 and above guaranteed through 12/31/08. There's a $25/month fee if the balance falls under $500.

The bank also has some competitive promotional CDs. There's a 4.10% APY for terms of 9, 12 and 18 months. There's also a 4.40% APY 30-month CD and a 5.00% APY 60-month CD. These two longer-term CDs are also available as an IRA. Both of these long-term CDs have a bump-up feature which allows for a one-time interest upgrade during the initial CD term. Minimum deposit is $1,000.

It appears a branch visit may be required to open an account. Branches are located in Harrisburg and Mechanicsburg, PA. The bank has been FDIC insured since 1934 (FDIC Certificate # 7461).

Related Pages: Centric Bank, Pennsylvania, CD rates, IRA rates, savings account

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