Dedicated to Deposits: Deals, Data, and Discussion

4.05% 6-Month CD at a Missouri Bank (St. Louis).


St. Louis Bank
Update 8/24/08: The yield for the special CDs with terms of 6 to 12 months has gone up to 4.30% APY.

St. Louis Bank is again offering some attractive CD specials. These include a 4.05% APY CD with terms of 6 to 12 months, a 4.05% APY 18-month CD, and a 4.25% APY CD with terms from 24 to 60 months. The minimum deposit is $10,000. These CDs are listed in the bank's rate table.

The short-term CD rates are up a little from last month, but the long-term rates are down. This bank has long offered very competitive CD specials. The specials do come and go quickly, so make sure to verify the rates with the bank before visiting the branch. I've been reporting on this bank's special CDs since 2006 when they were offering CD rates well over 5%.

It appears a branch visit is required to open an account. St. Louis Bank's main location is in Town and Country, Missouri. The bank has been FDIC insured since 2005 (FDIC Certificate # 58018). It has a 3 star rating (adequate) at BauerFinancial based on 3/31/08 data.

  Tags: St. Louis Bank, CD rates, Missouri

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