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4.55% 11-Month / 5.25% 45-Month CD at an Ohio/Indiana Bank (Peoples Community)


Peoples Community Bank
Peoples Community Bank is offering some attractive CD specials. These include a 4.55% APY 11-month CD, a 4.75% APY 25-month CD and a 5.25% APY 45-month CD. The minimum deposit is $1,000. These rates require a Peoples Checking or Savings account with a minimum balance of $500. Without the checking or savings, the yield drops by 25 basis points. These rates are also available in an IRA.

It appears a branch visit is required to open an account. Branches are located in the Ohio cities of Mason, Cincinnati, Cleves, Lebanon, Liberty Township, Maineville and West Chester, and in the Indiana cities of Aurora, Bright and Lawrenceburg.

The bank does have some weak financial ratings: 1 star (lowest) at and 2 stars (problematic) at BauerFinancial. Both are based on 3/31/08 data. As I recommend with any bank, it's best to keep under the FDIC limits. The bank has been FDIC insured since 1985 (FDIC Certificate # 32288).

  Tags: Indiana, Peoples Community Bank, CD rates, IRA rates, Ohio

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