Dedicated to Deposits: Deals, Data, and Discussion

4.75% 21-Month / 5.35% 60-Month CD at a Florida Bank (Heritage)


Heritage Bank of Florida
Heritage Bank of Florida has some competitive certificate of deposit rates. The most competitive rates include a 4.75% APY for a 21-month term and a 5.35% APY for a 60-month term. Other decent rates include a 4.25% APY for a 14-month term and a 5.00% APY for a 48-month term. The minimum deposit is $1,000. These are also available in an IRA.

A branch visit is required to open new accounts. Branches are located in Lutz, Wesley Chapel and Tampa, Florida. The bank has been FDIC insured since 1999 (Certificate # 35009). It has a 3 star rating (performing) at based on 3/31/08 data. This is down from 4 stars on 9/30/07 data.

  Tags: CD rates, IRA rates, Heritage Bank of Florida, Florida

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Comment #1 by Aussie Home Loans (anonymous) posted on
Aussie Home Loans
"4.75% 21-Month / 5.35% 60-Month CD at a Florida Bank (Heritage)"

In Australia owing to our now famous credit crunch we are experiencing rates like 6.95 up to 7.25 with all our major lenders adding a percentage point when ever they need to impress their shareholders. So I would love to take up an offer like Heritage

Comment #2 by Anonymous posted on
KeyBank & Wachovia are pretty good too.