Georgia Heritage FCU is offering a special 5.00% APY 18-month certificate. The minimum deposit is $1,000. The special is listed in the rotating image on the credit union's front page.
My last report on this credit union was in July when their 5% CD special had a 60-month term. The 18-month term makes it much more competitive.
Memberhip is open to anyone who lives, works, worships, or attends school in Chatham, Effingham, or Bryan Counties in Georgia. Please refer to the credit union's Who Can Join Page for more details. Membership requires a minimum balance of $5 in the share savings account.
Branches are located in Savannah, Georgia. The credit union is federally insured by the NCUA (Charter # 3800). It has a 5-star rating (superior) at BauerFinancial based on 3/31/08 data.