4.10% 9-Month Liquid CD at E-Central Credit Union in California - Easy Membership

E-Central Credit Union is offering a special liquid certificate with a yield of 4.10% APY and a term of 9 months. The minimum deposit is $10,000 (new money). The liquid feature allows you to withdraw funds as often as every 7 days for up to 50% of the initial deposit. Your funds are available 30 days after you open the CD.

This credit union has a history of offering competitive short-term CD specials. My last post was in June.

Membership is open to anyone who belongs to another credit union. I'm not sure if there are additional requirements for this, but this is what is stated in the credit union's Eligibility page. You can also qualify if you live, work, worship, or attend school in one of many California cities. Please refer to the eligibility page for the full details. Membership requires a $5 fee and a $25 minimum deposit in your savings account.

Branches are located in Pasadena and Los Angeles, California. The credit union is federally insured by the NCUA (Charter # 62323). It has $173.1 million in assets and 21,777 members.

Thanks to the reader who mentioned this promotion in the finding the best deals post.

Tags: California, E-Central Credit Union, CD rates