With a $500 minimum deposit, the rates are 25 basis points lower (except for the 11-month term). These rates require members to have a Plus Relationship. Without this, the rates are 25 basis points lower. These certificates are also available in an IRA.
Membership is open to those who live or work in Miami-Dade, Broward, Palm Beach and Sarasota Counties. Please see their membership page for the full details. Membership requires a $5 minimum deposit into the regular savings account.
The credit union is federally insured by the NCUA (Charter # 68476). It has $747 million in assets and 64,919 members.