4.50% 11-Month / 4.75% 24-Month CD at a Florida CU (Tropical Financial)

Tropical Financial Credit Union has some special CD rates.. The best rates require a minimum deposit of $50,000 and include:

• 4.25% APY 7 months
• 4.50% APY 11 months
• 4.65% APY 18 months
• 4.75% APY 24 months
• 5.30% APY 60 months

With a $500 minimum deposit, the rates are 25 basis points lower (except for the 11-month term). These rates require members to have a Plus Relationship. Without this, the rates are 25 basis points lower. These certificates are also available in an IRA.

Membership is open to those who live or work in Miami-Dade, Broward, Palm Beach and Sarasota Counties. Please see their membership page for the full details. Membership requires a $5 minimum deposit into the regular savings account.

The credit union is federally insured by the NCUA (Charter # 68476). It has $747 million in assets and 64,919 members.

Thanks to the reader who mentioned these CDs in the finding deals post.

Tags: Tropical Financial Credit Union, CD rates, IRA rates, Florida