Dedicated to Deposits: Deals, Data, and Discussion

4.00% Reward Checking Account at LA DOTD Federal Credit Union in Louisiana


Main Street Financial
Update 11/09/09: The top rate has fallen to 4.00% APY.

LA DOTD Federal Credit Union is offering a reward checking account called e-Power Checking. It pays 4.00% APY on balances up to $25,000 (0.50% for above) and refunds ATM fees up to $25 per cycle if the following monthly requirements are met:
  • 10 debit card purchases
  • one direct deposit or ACH debit
  • receive e-Statements
If these are not met, the rate falls to 0.25%. There are no monthly service charges and no minimum balance requirements.

In addition to LA DOTD employees and other select employer groups, membership is open to those who live, work, worship, or attend school in Livingston, Calcasieu or Cameron Parishes. Please see their membership page for more details. Membership requires a minimum $5 deposit into the savings account.

Branches are located in Baton Rouge, Denham Springs and Lake Charles, Louisiana. The credit union is federally insured by the NCUA (Charter # 3096).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
11/01/09: 4.00% APY up to $25K; 0.50% over
06/01/09: 4.50% APY up to $25K
09/22/08: 5.25% APY up to $25K; 1.01% over; 0.25% base

  Tags: Louisiana, checking account, Main Street Financial, reward checking account

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Comment #1 by Anonymous posted on
As of 6/1/09 the top rate has fallen to 4.50% APY. Other rates remain same.