Citibank Specials: 4.00% 6-Month CD in CA and NV, 3.75% MMA in TX

Comments (6)
Sep 17, 2008 - 7:10 AM by Ken Tumin

Citibank
Citibank is advertising a 4.00% APY 6-month CD. The minimum deposit is $1,000, and it requires a checking account. This special doesn't seem to be listed at Citibank's website. It was advertised in a few California newspapers yesterday. The ad is available online here. The ad lists the number 866-443-1609 to call for more information. The small print of the ad states that the offer is available in Citibank Financial Centers located in California and Nevada.

In Texas, Citibank is advertising a money market promotion with a 3.75% APY guaranteed through 12/31/08 on balances of $25K or more. This was advertised in yesterday's Dallas Morning News. The ad is available online here. The small print for this offer is quite long. The 3.75% APY is considered an accelerated APY. New accounts will automatically qualify for this for the first two statement cycles. After this, one of the following qualifying activities is required each month in a linked checking account in a Citigold Account relationship package: one direct deposit or 2 electronic bill payments totaling at least $25 or 5 signature-based debit card transactions.

Update 9/17/08: Reader has reported seeing this money market special in the Washington, DC metro area. Another reader reported seeing this money market special advertised for the Northeastern states.

Thanks to the readers who mentioned these specials in the finding deals post.

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Anonymous

Anonymous - #1, Wednesday, September 10, 2008 - 4:03 PM

Saw the same offer in my branch in NY today.


1
glxpass

glxpass (anonymous) - #2, Saturday, September 13, 2008 - 8:38 PM

I'm in CA, and was told over the phone that I could get the 3.75% APY MMA Accelerator. I did.


1
glxpass

glxpass (anonymous) - #3, Saturday, September 13, 2008 - 8:42 PM

Also re: the Citigold relationship:

You have 6 months to meet the minimum balance requirement of $100K, after you'll get assessed the $25/month service fee if you haven't met the requirements.

You have to meet two bill-pays per statement period or 1DD per statement period requirement in order to earn 3.75% APY.


1
scott

scott (anonymous) - #4, Wednesday, September 17, 2008 - 5:54 AM

Same offer on 3.75% MM was in todays Boston Globe. Also showed available in most of the northeast States


1
Anonymous

Anonymous - #5, Friday, September 19, 2008 - 4:53 PM

The 4% 6 month CD and 3.75% Rate Accelerator MMA are also being offered in Chicago, IL. There are certain requirements for the MMA (having a checking account, 25K balance, direct deposit or 2 bill pay/debit transactions)


1
Anonymous

Anonymous - #6, Wednesday, October 8, 2008 - 11:29 AM

I just talked to Citibank. The minimum deposit required is $500, and no checking account is required


1

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