Dedicated to Deposits: Deals, Data, and Discussion

4.00% 4-Month CD at Hudson City Savings in NY, NJ and CT


Hudson City Savings Bank
Hudson City Savings Bank continues to offer a 4.00% APY 4-month certificate of deposit. The minimum deposit is $500. There are different rate tables for the 3 states, but all seem to have this same rate.

Hudson City has been offering this 4% 4-month CD since July when I did my first post on this special CD

It appears a branch visit is required to open an account. Please refer to the bank's branch locator for branch locations in New York, New Jersey and Connecticut.

The bank has some decent financial ratings for soundness: 5 stars (superior) at BauerFinancial and 3 stars (performing) at Both are based on 6/30/08 data. It has been FDIC insured since 1934 (Certificate # 13074).

Thanks to the reader who mentioned this CD in the Finding the Best Deals post.

  Tags: New York, CD rates, New Jersey, Hudson City Savings Bank, Connecticut

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