Dedicated to Deposits: Deals, Data, and Discussion

4.01% Reward Checking Account at Bartow County Bank in Georgia

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Bartow County Bank
Update 10/24/09: The top rate has fallen to 4.01% APY.

Bartow County Bank is offering a reward checking account called Possibilities Plus Checking that pays 4.01% APY on balances up to $25,000 (1.01% for above) if the following monthly requirements are met:
  • 10 debit card purchases
  • one ACH debit or deposit
  • receive E-statements
If these are not met, the rate falls to 0.05%. The minimum initial deposit is $100. There are no monthly service charges or minimum balance requirements.

It appears a branch visit is required to open an account. Branches are located in Cartersville and Acworth, Georgia. The bank has been FDIC insured since 1974 (FDIC Certificate # 21495).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
10/22/09: 4.01% APY up to $25K
10/19/08: 5.01% APY up to $25K; 1.01% over; 0.05% base

  Tags: Georgia, Bartow County Bank, checking account, reward checking account

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Comments
2 comments.
Comment #1 by Atlanta Wolf (anonymous) posted on
Atlanta Wolf
Some details:
- Hard Credit pull through Equifax
- no free checks, but 6 starter checks (luv spongebob)
- 7 business day hold on initial deposit made by personal check
- Cycles on the third Wednesday of the month.

I don't like banks pulling credit reports for deposit accounts. Who's math formula suggest those with multiple CD's are a worse risk? "Too many inquiries" wrecked a credit card bonus I was trying for (chase sapphire).

1
Comment #2 by Atlanta Wolf (anonymous) posted on
Atlanta Wolf
Rate cut to 4.01% effective today (10/22).

http://www.bartowcountybank.com/rates.asp

1