Dedicated to Deposits: Deals, Data, and Discussion

4.25% 12-Month / 4.00% 6-Month CD at Community Bank of Nevada

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Community Bank of Nevada is offering some attractive short-term CD rates as of 11/24/08:
  • 3.50% APY 3-month
  • 4.00% APY 6-month
  • 4.00% APY 9-month
  • 4.25% APY 12-month
The minimum deposit is $1,000. The 12-month CD is also available in as an IRA certificate.

My last post on this bank was in July. The short-term rates are close to the July rates, but the long-term rates have gone down quite a bit.

The bank also offers a reward checking account with a yield of 4.50% APY. What makes this reward checking account special is that the top yield applies to balances up to $100,000 (see post).

It appears a branch visit is required to open accounts. Branches are located in Las Vegas, Henderson, and Pahrump, Nevada.

The bank has been FDIC insured since 1995 (FDIC Certificate # 34043). It has a 3.5-star rating (good) at BauerFinancial based on 6/30/08 data.

  Tags: Nevada, CD rates, IRA rates

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