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4.01% Reward Checking Account at Chemcel FCU in Texas

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Update 4/18/09: The top rate has fallen to 4.01% APY.

Chemcel FCU is offering a rewards checking account that pays 4.01% APY on balances up to $25,000 (1.01% for above) and refunds up to $25 in ATM fees each cycle if the following monthly requirements are met:
  • 12 debit card purchases
  • one ACH debit or credit
  • receive electronic statements
If these are not met, the rate falls to 0.10%. There are no minimum balance requirements.

Membership is open to those living, working, worshiping or attending school in Kleberg or Nueces County, Texas. You can also qualify via select employer groups and family. Please refer to the credit union's About Page for more details. Membership requires a minimum $5 balance in the regular savings account.

Branches are located in the Texas cities of Bishop, Kingsville, Houston, Dallas, Bay City and Corpus Christi. The credit union is federally insured by the NCUA (Charter # 7129).

Other Reward Checking Accounts

To find reward checking accounts in other areas of the nation or to learn more about these accounts, please refer to my High Yield Checking website.

Rate History:
08/11/09: 4.01% APY up to $25K; 1.01% over; 0.10% base rate
04/10/09: 4.01% APY up to $25K; 1.11% over; 0.10% base rate
11/25/08: 5.01% APY up to $25K; 1.01% over; 0.10% base rate
  Tags: Texas, checking account, reward checking account

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